4246 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4246 Torrence Ave, Hammond, IN 46327

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,102 sqft · built 1914
Lot Size	0.087 acres (3,790 sqft)
Owner	Individual Name on File
Last Sale	$271,320 (Mar 2025)
Tax Bill	$3,438 (2024)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-32-0042-0027`

Property Details

APN / Parcel Number

Primary APN	`007-26-32-0042-0027`
Alternative APNs	`45-02-25-231-038.000-023` `263200420027`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,102 sqft Living Area
1st Floor Area	1,034 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1995
Architectural Style	Duplex Single
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	3,790 sqft (0.087 acres)
Lot Dimensions	127 ft deep x 30 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	1,959 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4246 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANK S. BETZ 3RD ADD. L.23 BL.2
Legal Subdivision	FRANK S. BETZ 3RD ADD
Legal Block	2
Legal Lot Number	23
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1005
Census Tract	20300

Owner

4246 Torrence Ave is owned and occupied by an individual who bought it in March 2025.

Source: Lake County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4246 TORRENCE AVE, HAMMOND, IN 46327-1430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 5, 2022	Intrafamily Transfer, Transfer
Apr 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2025 · Amount on File
Deed Sale	Mar 5, 2025 · Amount on File
Prior Sale	Apr 13, 2018
Deed Document Number	2025507374
Prior Transfer Date	Sep 28, 2022
Prior Transfer Doc	0000035401
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 5, 2025
Property Address	4246 TORRENCE AVE, HAMMOND, IN 46327-1430
Document Number	0000007374
Map Reference	MB 12 PG 1
Instrument Date	Feb 28, 2025
Instrument	2025-507374
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4246 TORRENCE AVE, HAMMOND, IN 46327-1430
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007375
Date	Mar 5, 2025
Instrument	2025-507375

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Oct 5, 2022
Property Address	4246 TORRENCE AVE, HAMMOND, IN 46327-1430
Document Number	0000035401
Map Reference	MB 12 PG 1
Instrument Date	Sep 27, 2022
Instrument	2022-035401
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4246 TORRENCE AVE, HAMMOND, IN 46327-1430

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 13, 2018
Property Address	4246 TORRENCE AVE, HAMMOND, IN 46327-1430
Document Number	0000023275
Instrument Date	Apr 11, 2018
Instrument	23275
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4246 TORRENCE AVE HAMMOND IN 463271430, HAMMOND, IN 46327-1430

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,200 (+5.45%) Land $19,800 Building $119,400	$139,200 (+5.45%) Land $19,800 Building $119,400
2024	$3,438.00	$132,000 (+5.94%) Land $19,800 Building $112,200	$132,000 (+5.94%) Land $19,800 Building $112,200
2023		$124,600 (+6.68%) Land $17,900 Building $106,700	$124,600 (+6.68%) Land $17,900 Building $106,700
2022	$2,777.00 Homeowner's exemption	$116,800 Land $17,900 Building $98,900	$116,800 Land $17,900 Building $98,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4246 Torrence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4246 Torrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Torrence Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures