Okaloosa County property record for 4246 Shadow Ln, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,836 sqft · built 1997 |
| Lot Size | 0.229 acres (9,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $526,000 (May 2025) |
| Tax Bill | $3,885 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-7085-6 |
| Primary APN | C56-000-594-7085-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,836 sqft Heated Area |
| Gross Area | 2,409 sqft |
| 1st Floor Area | 1,836 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 9,999 sqft (0.229 acres) |
| Garage Type | Finished |
| Garage Area | 437 sqft |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4246 SHADOW LN |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW OAK S/D LOT 53 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | SHADOW OAK S/D |
| Legal Lot Number | 53 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21002 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1712 26TH ST, NICEVILLE, FL 32578-2926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2019 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Apr 20, 2021 | Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC |
| Jun 28, 2018 | Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on Record |
| Deed Sale | May 29, 2025 · Amount on Record |
| Prior Sale | Apr 20, 2021 · Amount on Record |
| Deed Document Number | 3756432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4246 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034312671 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 3431/2671 |
| Instrument | 3321518 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 4246 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Number | 0035402887 |
| Book / Page | 3540 / 2887 |
| Map Reference | MB 15 PG 5 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 3447789 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 WILLOWLEAF DR, 130, LITTLETON, CO 80127-4347 |
| Name | Verified Name |
|---|---|
| Address | 4246 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Number | 0035402893 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 3540/2893 |
| Instrument | 3447791 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 28, 2018 |
| Property Address | 4246 SHADOW LN, NICEVILLE, FL 32578-4511 |
| Document Number | 0033563937 |
| Book / Page | 3356 / 3937 |
| Map Reference | MB15 PG5 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 3216551 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MTI TITLE INS AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7100 SABER RD, 7100, FE WARREN AFB, WY 82005-2634 |
| Name | Verified Name |
|---|---|
| Address | 4246 SHADOW LANENICEVILLE, NICEVILLE, FL 32578-4511 |
| Document Number | 0003216552 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 3216552 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,885.00 (+1.81%) Homeowner's exemption | $368,675 (+2.65%) | $378,133 (+5.28%) Land $80,437 Building $297,696 |
| 2023 | $3,816.00 (-6.29%) Homeowner's exemption | $359,170 (+5.88%) Land $67,895 Building $291,275 | $359,170 (+5.88%) Land $67,895 Building $291,275 |
| 2022 | $4,072.00 | $339,213 Land $64,662 Building $274,551 | $339,213 Land $64,662 Building $274,551 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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