4242 Shadow Ln, Niceville, FL 32578 Property Records

Okaloosa County property record for 4242 Shadow Ln, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,434 sqft · built 2005
Lot Size	0.301 acres (13,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$549,000 (Jan 2022)
Tax Bill	$5,005 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-7087-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-7087-2`
Alternative APNs	`15-1S-22-2200-0000-0550` `22S115220000000550`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,434 sqft Living Area
Gross Area	3,473 sqft
1st Floor Area	2,434 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	13,124 sqft (0.301 acres)
Garage Type	Attached
Garage Area	460 sqft
Porch	Finished/Open Porch
Porch Area	111 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4242 SHADOW LN
City	NICEVILLE
State	FL
Zip	32578-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW OAK S/D LOT 55
Legal Range	22W
Legal Township	01S
Legal Section	15
Legal Subdivision	SHADOW OAK S/D
Legal Lot Number	55
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3004
Census Tract	21002

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4242 SHADOW LN, NICEVILLE, FL 32578-4511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	20223520120
Deed Book / Page	3599 / 136
Prior Transfer Date	Jan 15, 2006
Prior Transfer Doc	0026844924
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 14, 2022
Property Address	4242 SHADOW LN, NICEVILLE, FL 32578-4511
Document Number	0035990136
Book / Page	3599 / 136
Map Reference	MB 15 PG 5
Instrument Date	Jan 13, 2022
Instrument	3520120
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,843.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4242 SHADOW LN, 4242, NICEVILLE, FL 32578-4511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 LEATHERLEAF LN, PASADENA, MD 21122-5339

Mortgage

Document Number	0003599138
Date	Jan 14, 2022
Instrument	3599/138

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,005.00 (-6.94%) Homeowner's exemption	$463,663 (+2.58%)	$465,157 (+2.91%) Land $84,459 Building $380,698
2023	$5,378.00 (+80.11%)	$451,982 (+57.41%) Land $71,289 Building $380,693	$451,982 (+6.34%) Land $71,289 Building $380,693
2022	$2,986.00 Homeowner's exemption	$287,135	$425,020 Land $67,895 Building $357,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 units insured incl. 60 condo units
Nearby Flood Claims	89 (1994–2020)
Claims Outside the SFHA	20 of 89
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 49 claims Hurricane Georges, Sep 1998 · 15 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20