4245 Sebring Dr, White Lake, MI 48383 Property Records

Oakland County property record for 4245 Sebring Dr, White Lake, MI 48383

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,923 sqft · built 2005
Lot Size	3.47 acres (151,153 sqft)
Owner	2 Individual Names on File
Last Sale	$94,900 (Jan 2005)
Tax Bill	$4,958 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Y-12-09-300-035`

Property Details

APN / Parcel Number

Primary APN	`Y-12-09-300-035`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,923 sqft Living Area
1st Floor Area	1,702 sqft
Basement Area	1,613 sqft
Unfinished Basement	1,613 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	151,153 sqft (3.47 acres)
Terrain	Wooded
Garage Area	591 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	271 sqft
Patio Area	271 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4245 SEBRING DR
City	WHITE LAKE
State	MI
Zip	48383-1382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	T3N, R8E, SEC 9 PART OF SW 1/4 BEG AT PT DIST S 00-23-10 E 750.03 FT FROM W 1/4 COR, TH S 89-10-25 E 613.42 FT, TH S 08-23-14 W 221.88 FT, TH S 84-10-44 W 585.95 FT, TH N 00-23-10 E 287.79 FT TO BEG 3.47 A 7-20-98 FR 001
Legal Range	08E
Legal Township	03N
Legal Section	09
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	2
Census Block	2001
Census Tract	130100

Owner

4245 Sebring Dr is owned and occupied by two individuals who bought it in January 2005.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4245 SEBRING DR, WHITE LAKE, MI 48383-1382
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2005 · Amount on File
Deed Sale	Jan 24, 2005 · Amount on File
Deed Document Number	200521148
Deed Book / Page	34826 / 753
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4245 SEBRING DR, WHITE LAKE, MI 48383-1382
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148021
Date	Jul 28, 2020
Book Page	54572/150
Instrument	148021

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company
Address	WEST BLOOMFIELD, MI 48322

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4245 Sebring Dr was $4,958 with a homeowner's exemption, down 34.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,958.00 (-34.07%) Homeowner's exemption	$326,210	$652,420
2024	$7,520.00
2023		$273,630	$547,260
2021	$6,349.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4245 Sebring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4245 Sebring Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20