Oakland County property record for 4220 Sebring Dr, White Lake, MI 48383
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,441 sqft · built 2001 |
| Lot Size | 5.43 acres (236,531 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Aug 2020) |
| Tax Bill | $6,425 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-09-300-041 |
| Primary APN | Y-12-09-300-041 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,441 sqft Living Area |
| 1st Floor Area | 2,453 sqft |
| Basement Area | 1,925 sqft |
| Unfinished Basement | 1,925 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 236,531 sqft (5.43 acres) |
| Terrain | Wooded |
| Garage Area | 962 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 785 sqft |
| Deck Area | 55 sqft |
| Patio Area | 55 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4220 SEBRING DR |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48383-1381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | T3N, R8E, SEC 9 PART OF SW 1/4 BEG AT PT DIST S 00-23-10 E 1037.82 FT & N 84-10-44 E 585.95 FT FROM W 1/4 COR, TH S 84-12-49 E 754.99 FT, TH S 00-32-11 W 285.23 FT, TH N 89-23-36 W 666.71 FT, TH N 89-23-33 W 65.20 FT, TH N 02-41-19 W 353.98 FT TO BEG |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 09 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 130100 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4220 SEBRING DR, WHITE LAKE, MI 48383-1381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Commercial Mortgage READY CAPITAL CORP |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 25, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Aug 26, 2020 | Warranty Deed, Transfer · Conventional with PMI LOWER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on Record |
| Deed Sale | Aug 26, 2020 · Amount on Record |
| Prior Sale | Aug 15, 2013 · Amount on Record |
| Deed Document Number | 2020170755 |
| Deed Book / Page | 54720 / 333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4220 SEBRING DR, WHITE LAKE, MI 48383-1381 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4220 SEBRING DR, WHITE LAKE, MI 48383-1381 |
| Document Number | 0000038335 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | 59271/662 |
| Instrument | 38335 |
| Name | READY CAPITAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | BERKELEY HEIGHTS, NJ 07922 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 2, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4220 SEBRING DR, WHITE LAKE, MI 48383-1381 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4220 SEBRING DR, WHITE LAKE, MI 48383-1381 |
| Document Number | 0000092091 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 56027/551 |
| Instrument | 92091 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4220 SEBRING DR, WHITE LAKE, MI 48383-1381 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000175261 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 52303/00807 |
| Instrument | 175261 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 26, 2020 |
| Property Address | 4220 SEBRING DR, WHITE LAKE, MI 48383-1381 |
| Document Number | 0000170755 |
| Book / Page | 054720 / 000333 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 170755 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,999.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 868 MEADOWS DR JACKSON MI 492036361, JACKSON, MI 49203-6361 |
| Document Number | 170756 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 054720/000337 |
| Instrument | 170756 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2050 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Holly Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,425.00 (-33.63%) Homeowner's exemption | $317,220 (+18.22%) | $634,440 (+18.22%) |
| 2024 | $9,681.00 (+18.52%) | ||
| 2023 | $268,340 | $536,680 | |
| 2021 | $8,168.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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