Maricopa County property record for 4245 S Summit St, Gilbert, AZ 85297
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,320 sqft · built 2004 |
| Lot Size | 0.255 acres (11,116 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Oct 2020) |
| Tax Bill | $2,598 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2023 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-57-193 |
| Primary APN | 304-57-193 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,320 sqft Living Area |
| Gross Area | 2,512 sqft |
| 1st Floor Area | 2,320 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 11,116 sqft (0.255 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 568 sqft |
| Patio Area | 192 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4245 S SUMMIT ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85297-4547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | ESTATES AT THE SPECTRUM MCR 575-08 |
| Legal Range | 6E |
| Legal Township | 2S |
| Legal Section | 8 |
| Legal Subdivision | ESTATES AT THE SPECTRUM |
| Legal Lot Number | 179 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 815901 |
Source: Maricopa County records · APN 304-57-193
Assessment roll updated October 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4245 S SUMMIT ST, GILBERT, AZ 85297-4547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MIDFIRST BANK |
| Apr 03, 2023 | Intrafamily Transfer, Transfer |
| Oct 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 26, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on Record |
| Deed Sale | Oct 20, 2020 · Amount on Record |
| Prior Sale | Mar 01, 2016 · Amount on Record |
| Deed Document Number | 20201005350 |
| Last Transfer Date | May 30, 2024 |
| Transfer Doc | 0000288738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 08, 2026 |
| Property Address | 4245 S SUMMIT ST, GILBERT, AZ 85297-4547 |
| Document Number | 0000406561 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 2026406561 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | ACCOMMODATION/COURTESY RECOR |
| Name | Verified Name |
|---|---|
| Address | 4245 S SUMMIT ST, GILBERT, AZ 85297-4547 |
| Document Number | 0000406561, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 2026406561 |
| Name | MIDFIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 95 Months |
| Due | Jun 24, 2034 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 03, 2023 |
| Property Address | 4245 S SUMMIT ST, GILBERT, AZ 85297-4547 |
| Document Number | 0000168234 |
| Map Reference | MB 575 PG 8 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 20230168234 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1565 E TIERRA CT, GILBERT, AZ 85297-6812 |
| Name | Verified Name |
|---|---|
| Address | 4245 S SUMMIT ST, GILBERT, AZ 85297-4547 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Oct 20, 2020 |
| Property Address | 4245 S SUMMIT ST, GILBERT, AZ 85297-4547 |
| Document Number | 0001005350 |
| Map Reference | MB 575 PG 8 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 20201005350 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | LAWYERS TITLE OF ARIZONA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4245 S SUMMIT ST, 4245, GILBERT, AZ 85297-4547 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4245 S SUMMIT ST, GILBERT, AZ 85297-4547 |
| Document Number | 0001005351 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 20201005351 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 26, 2019 |
| Property Address | 4245 S SUMMIT ST, GILBERT, AZ 85297-4547 |
| Document Number | 0000567355 |
| Map Reference | MB 575 PG 8 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 20190567355 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | SECURITY TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4245 S SUMMIT ST, GILBERT, AZ 85297-4547 |
| Document Number | 0000567356 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 20190567356 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Chandler Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,930 (+89.72%) | $619,300 (+9.55%) Land $123,800 Building $495,500 | |
| 2025 | $2,598.00 (+3.46%) | $32,642 (-41.76%) | $565,300 (+0.86%) Land $113,000 Building $452,300 |
| 2024 | $56,050 | $560,500 Land $112,100 Building $448,400 | |
| 2023 | $2,511.00 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| Wi-Fiber Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 294 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GILBERT serves 247,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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