Lincoln County property record for 4245 Legacy Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,894 sqft · built 2016 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Oct 2024) |
| Tax Bill | $2,698 (2026) |
| Deeds & Mortgages | May 2021 Sale Apr 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-79-0518 |
| Primary APN | 4604-79-0518 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,894 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Lot Area | 7,187 sqft (0.165 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 307144 |
|---|---|
| Street Address | 4245 LEGACY DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #54 LT COVINGTON@LN PH4 |
| Legal Subdivision | COVINGTON AT LAKE NORMAN SUBDIVISION |
| Legal Lot Number | 54 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 71203 |
4245 Legacy Dr is owned and occupied by two individuals who bought it in October 2024.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4245 LEGACY DR, DENVER, NC 28037-7870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Warranty Deed, Transfer |
| Apr 28, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Apr 28, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| May 12, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2024 · Amount on File |
| Deed Sale | Oct 11, 2024 · Amount on File |
| Prior Sale | May 19, 2021 · Amount on File |
| Deed Document Number | 2024686204 |
| Deed Book / Page | 3359 / 365 |
| Prior Transfer Date | Jul 22, 2024 |
| Prior Transfer Doc | 0003341679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 19, 2021 |
| Property Address | 4245 LEGACY DR, DENVER, NC 28037-7870 |
| Document Number | 3043371 |
| Book / Page | 3043 / 371 |
| Map Reference | MB 16 PG 426-428 |
| Instrument Date | May 18, 2021 |
| Instrument | 631613 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $656.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Address | 2711 N HASKELL AVE STE 2100, 2100, DALLAS, TX 75204-2933 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 28, 2021 |
| Property Address | 4245 LEGACY DR, DENVER, NC 28037-7870 |
| Document Number | 3035535 |
| Book / Page | 3035 / 535 |
| Map Reference | MB 17 PG 29-31 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 630174 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $634.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 508 6TH AVE NE, 508, CONOVER, NC 28613-1637 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 28, 2021 |
| Property Address | 4245 LEGACY DR, DENVER, NC 28037-7870 |
| Document Number | 0003035535 |
| Book / Page | 3035 / 535 |
| Map Reference | MB 17 PG 29-31 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 630174 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $634.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 508 6TH AVE NE, CONOVER, NC 28613-1637 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 12, 2017 |
| Property Address | 4245 LEGACY DR, DENVER, NC 28037-7870 |
| Document Number | 2665225 |
| Book / Page | 002665 / 000225 |
| Instrument Date | May 4, 2017 |
| Instrument | 562682 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $524.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4245 LEGACY DR DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 2665227 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 002665/000227 |
| Instrument | 562683 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2047 |
The 2026 property tax bill for 4245 Legacy Dr was $2,698, up 0.6% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,698.00 (+0.63%) | $420,127 (-) Land $82,000 Building $338,127 | $420,127 (-) Land $82,000 Building $338,127 |
| 2025 | $2,681.00 | $420,127 Land $82,000 Building $338,127 | $420,127 Land $82,000 Building $338,127 |
| 2023 | $2,653.00 | $420,127 Land $82,000 Building $338,127 | $420,127 Land $82,000 Building $338,127 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4245 Legacy Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4245 Legacy Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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