Lincoln County property record for 4227 Legacy Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,368 sqft · built 2017 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Oct 2025) |
| Tax Bill | $3,115 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-79-0410 |
| Primary APN | 4604-79-0410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,368 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Custom Design |
| Lot Area | 7,187 sqft (0.165 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 313400 |
|---|---|
| Street Address | 4227 LEGACY DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #51 LT COVINGTON@LN PH4 |
| Legal Subdivision | COVINGTON AT LAKE NORMAN SUBDIVISION |
| Legal Lot Number | 51 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 71203 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4227 LEGACY DR, DENVER, NC 28037-7870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 6, 2025 | Warranty Deed, Transfer OS NATIONAL LLC |
| Apr 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 16, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Prior Sale | Oct 6, 2025 · Amount on Record |
| Deed Document Number | 2025701286 |
| Deed Book / Page | 3450 / 899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4227 LEGACY DR, DENVER, NC 28037-7870 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3915 CHEVLOT HILLS RD, SHERRILLS FORD, NC 28673-9335 |
| Document Number | 0003450901 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 3450/901 |
| Instrument | 701287 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 6, 2025 |
| Property Address | 4227 LEGACY DR, DENVER, NC 28037-7870 |
| Document Number | 0003444776 |
| Book / Page | 3444 / 776 |
| Map Reference | MB 17 PG 28-31 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 700285 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $775.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 SOLDIERS WAY, MANCHESTER, NH 03104-4190 |
| Name | Verified Name |
|---|---|
| Address | 1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4227 LEGACY DR, DENVER, NC 28037-7870 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0003320372 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 3320/372 |
| Instrument | 679678 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4227 LEGACY DR, DENVER, NC 28037-7870 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 3066661 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 3066/661 |
| Instrument | 635770 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4227 LEGACY DR, DENVER, NC 28037-7870 |
| Document Number | 292319 |
| Instrument Date | Jun 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4227 LEGACY DR DENVER NC 280377870, DENVER, NC 28037-7870 |
| Document Number | 292319 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 002923/000019 |
| Instrument | 611265 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 16, 2018 |
| Property Address | 4227 LEGACY DR, DENVER, NC 28037-7870 |
| Document Number | 2717756 |
| Book / Page | 002717 / 000756 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 572985 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4227 LEGACY DR DENVER NC 280377870, DENVER, NC 28037-7870 |
| Document Number | 2717758 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 002717/000758 |
| Instrument | 572986 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2048 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,115.00 (+0.74%) | $488,616 (+0.13%) Land $82,000 Building $406,616 | $488,616 (+0.13%) Land $82,000 Building $406,616 |
| 2025 | $3,092.00 (+0.98%) | $487,975 (-) Land $82,000 Building $405,975 | $487,975 (-) Land $82,000 Building $405,975 |
| 2023 | $3,062.00 | $487,975 Land $82,000 Building $405,975 | $487,975 Land $82,000 Building $405,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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