4245 Emerald Gate Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 4245 Emerald Gate Ln, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,102 sqft · built 2022
Lot Size	0.064 acres (2,800 sqft)
Owner	2 Company Names on File
Last Sale	$726 (Nov 2025)
Tax Bill	$11,439 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-3810-065-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3810-065-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,102 sqft Living Area
1st Floor Area	828 sqft
2nd Floor Area	1,274 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Other
Lot Area	2,800 sqft (0.064 acres)
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4245 EMERALD GATE LN
City	FOLSOM
State	CA
Zip	95630-6065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-MLD (PD
Legal Description	NULL
Legal Subdivision	ENCLAVE AT FOLSOM RANCH
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4011
Census Tract	8508

Owner

Source: Sacramento County records · APN 072-3810-065-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	5732 WELLS LN, SAN RAMON, CA 94582-3081
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Grant Deed, Transfer · Conventional Mortgage PROVIDENT CU
Sep 01, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 01, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Sep 01, 2022 · Amount on Record
Deed Book / Page	20251120 / 1922
Record Updated	Sep 20, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 20, 2025
Property Address	4245 EMERALD GATE LN, FOLSOM, CA 95630-6065
Document Number	0000001922
Map Reference	MB 421 PG 3
Instrument Date	Nov 14, 2025
Instrument	202511201922
Transaction Type	Transfer
Record Updated	Dec 09, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	5732 WELLS LN, SAN RAMON, CA 94582-3081

Mortgage

Document Number	0000001923
Date	Nov 20, 2025
Instrument	202511201923

Lender

Name	PROVIDENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 01, 2030
Change Frequency	5 Years
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	5-Year CMT
Max Rate	11.8%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 01, 2022
Property Address	4245 EMERALD GATE LN, FOLSOM, CA 95630-6065
Document Number	0000000564
Map Reference	MB 421 PG 3
Instrument Date	Aug 30, 2022
Instrument	2022090100564
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 OANDA CT, NAPERVILLE, IL 60563

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 01, 2022
Property Address	4245 EMERALD GATE LN, FOLSOM, CA 95630-6065
Document Number	0000000563
Map Reference	MB 421 PG 3
Instrument Date	Jul 26, 2022
Instrument	2022090100563
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 DANADA CT, NAPERVILLE, IL 60563-2344

Mortgage

Document Number	0000000565
Date	Sep 01, 2022
Instrument	2022090100565

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$660,000 (-1.65%) Land $191,250 Building $468,750
2025	$11,439.00 (-1.34%)	$671,058 (+4.04%) Land $176,868 Building $494,190
2024	$11,594.00 (+1.04%)
2023	$11,475.00 (+100.44%)	$645,000 Land $170,000 Building $475,000
2022	$5,725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 326 locations within half a mile of this property.

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