4241 Emerald Gate Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 4241 Emerald Gate Ln, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,832 sqft · built 2022
Lot Size	0.064 acres (2,800 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Mar 2026)
Tax Bill	$10,681 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-3810-066-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3810-066-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	769 sqft
2nd Floor Area	1,063 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Other
Lot Area	2,800 sqft (0.064 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4241 EMERALD GATE LN
City	FOLSOM
State	CA
Zip	95630-6065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-MLD (PD
Legal Description	NULL
Legal Subdivision	ENCLAVE AT FOLSOM RANCH
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4011
Census Tract	8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4241 EMERALD GATE LN, FOLSOM, CA 95630-6065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Intrafamily Transfer, Transfer WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC
Mar 25, 2026	Grant Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 17, 2022	Grant Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Book / Page	20260325 / 1325
Prior Transfer Date	Mar 13, 2026
Prior Transfer Doc	2026001326
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 25, 2026
Property Address	4241 EMERALD GATE LN, FOLSOM, CA 95630-6065
Document Number	0000001326
Map Reference	MB 421 PG 3
Instrument Date	Mar 25, 2026
Instrument	202603251326
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4241 EMERALD GATE LN, FOLSOM, CA 95630-6065

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 25, 2026
Property Address	4241 EMERALD GATE LN, FOLSOM, CA 95630-6065
Document Number	0000001325
Map Reference	MB 421 PG 3
Instrument Date	Mar 22, 2026
Instrument	202603251325
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4241 EMERALD GATE LN, FOLSOM, CA 95630-6065

Mortgage

Document Number	0000001327
Date	Mar 25, 2026
Instrument	202603251327

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 17, 2022
Property Address	4241 EMERALD GATE LN, FOLSOM, CA 95630-6065
Document Number	0000000839
Map Reference	MB 421 PG 3
Instrument Date	Sep 28, 2022
Instrument	2022101700839
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4241 EMERALD GATE LN, FOLSOM, CA 95630-6065

Mortgage

Document Number	0000000840
Date	Oct 17, 2022
Instrument	2022101700840

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	5.87%
Index	Other
Margin	3
Max Rate	8.87%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$628,021 (+2%) Land $180,405 Building $447,616
2025	$10,681.00 (-1.45%) Homeowner's exemption	$615,708 (+4.04%) Land $176,868 Building $438,840
2024	$10,838.00 (+1.05%)
2023	$10,725.00 (+87.34%) Homeowner's exemption	$591,800 Land $170,000 Building $421,800
2022	$5,725.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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