4245 Co Rd 240, Durango, CO 81301 Property Records

La Plata County property record for 4245 Co Rd 240, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,512 sqft · built 1990
Lot Size	5.46 acres (238,273 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Feb 2026)
Tax Bill	$2,710 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5665-123-00-035`

Property Details

APN / Parcel Number

Primary APN	`5665-123-00-035`
Alternative APN	`R016598`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,512 sqft Living Area
Gross Area	3,088 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Lot Area	238,273 sqft
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	256 sqft
Deck Area	Deck Area
Patio Area	442 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R016598
Street Address	4245 COUNTY ROAD 240
City	DURANGO
State	CO
Zip	81301-6973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 12 TOWNSHIP: 35 RANGE: 9 SW/4 SW/4 4245 CR 240 DURANGO 81301
Legal Range	09
Legal Township	35
Legal Section	12
Legal Subdivision	DURANGO
Legal Block	2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2000
Census Tract	970703

Owner

4245 Co Rd 240 is owned and occupied by two individuals who bought it in February 2026.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4245 COUNTY ROAD 240, DURANGO, CO 81301-6973
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 17, 2026	Special Warranty Deed, Transfer · Conventional Mortgage NBH BANK NA
Nov 7, 2022	Warranty Deed, Transfer · VA Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on File
Deed Sale	Feb 17, 2026 · Amount on File
Prior Sale	Nov 10, 2022 · Amount on File
Deed Document Number	20261251230
Prior Transfer Date	Jul 20, 2007
Prior Transfer Doc	0000961773
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	4245 COUNTY ROAD 240, DURANGO, CO 81301-6973
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 COUNTY ROAD 240, DURANGO, CO 81301-6973

Mortgage

Document Number	0001230189
Date	Feb 28, 2024
Instrument	1230189

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Feb 17, 2026
Property Address	4245 COUNTY ROAD 240, DURANGO, CO 81301-6973
Document Number	0001251230
Instrument Date	Feb 12, 2026
Instrument	1251230
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4245 COUNTY ROAD 240, DURANGO, CO 81301-6973

Mortgage

Document Number	0001251231
Date	Feb 17, 2026
Instrument	1251231

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 7, 2022
Property Address	4245 COUNTY ROAD 240, DURANGO, CO 81301-6973
Document Number	0001216975
Instrument Date	Nov 4, 2022
Instrument	1216975
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	131 RIDGEWOOD, OZARK, MO 65721-6329

Mortgage

Document Number	0001216976
Date	Nov 7, 2022
Instrument	1216976

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4245 Co Rd 240 was $2,710, up 34.9% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,770 (-1.04%) Land $12,910 Building $34,860	$772,440 (-) Land $208,690 Building $563,750
2025	$2,710.00 (+34.89%)	$48,270 Land $13,040 Building $35,230	$772,440 Land $208,690 Building $563,750
2024	$2,009.00 (+16.26%)
2023	$1,728.00 (+19.42%)	$39,840 (+20.73%) Land $11,230 Building $28,610	$594,590 (+25.26%) Land $167,560 Building $427,030
2022	$1,447.00	$33,000 Land $11,200 Building $21,800	$474,700 Land $161,100 Building $313,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4245 Co Rd 240 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2002–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4245 Co Rd 240 is very high, ranking above 90% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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