4186 Co Rd 240, Durango, CO 81301 Property Records

La Plata County property record for 4186 Co Rd 240, Durango, CO 81301

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1.75 ba · 1,300 sqft · built 2012
Lot Size	1.29 acres (56,541 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jul 2021)
Tax Bill	$3,150 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5665-114-00-075`

Property Details

APN / Parcel Number

Primary APN	`5665-114-00-075`
Alternative APN	`R431253`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Custom Design
Lot Area	56,541 sqft
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	272 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R431253
Street Address	4186 COUNTY ROAD 240
City	DURANGO
State	CO
Zip	81301-6918
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SUBDIVISION: FANDALAR SUB LOT: C LOT C, FANDALAR SUBD & BA, PROJ 2007-0219 4186 CR 240 DURANGO 81301
Legal Subdivision	FANDALAR SUB
Legal Block	1
Legal Lot Number	C
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1013
Census Tract	970703

Owner

4186 Co Rd 240, a residential property, is owned and occupied by two individuals who bought it in July 2021.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4186 COUNTY ROAD 240, DURANGO, CO 81301-6918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE SAN JUANS
Jul 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF THE SAN JUANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Nov 30, 2009 · Amount on File
Deed Document Number	20211196097
Prior Transfer Date	Jul 12, 2021
Prior Transfer Doc	0001196097
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	4186 COUNTY ROAD 240, DURANGO, CO 81301-6918
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001154328
Date	Mar 13, 2019
Instrument	1154328

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Jul 16, 2021
Property Address	4186 COUNTY ROAD 240, DURANGO, CO 81301-6918
Document Number	0001196097
Map Reference	DOC 969226
Instrument Date	Jul 12, 2021
Instrument	1196097
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4186 COUNTY ROAD 240, DURANGO, CO 81301-6918

Mortgage

Document Number	0001196098
Date	Jul 16, 2021
Instrument	1196098

Lender

Name	BANK OF THE SAN JUANS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4186 Co Rd 240 was $3,150, up 32.9% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,050 (-1.22%) Land $11,010 Building $36,040	$762,000 (-) Land $178,370 Building $583,630
2025	$3,150.00 (+32.91%)	$47,630 Land $11,150 Building $36,480	$762,000 Land $178,370 Building $583,630
2024	$2,370.00 (+20.43%)
2023	$1,968.00 (+42.61%)	$39,220 (+24.59%) Land $9,580 Building $29,640	$585,490 (+26.46%) Land $143,030 Building $442,460
2022	$1,380.00	$31,480 Land $9,360 Building $22,120	$462,970 Land $137,690 Building $325,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4186 Co Rd 240 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4186 Co Rd 240 is high, ranking above 87% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 91% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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