4245 Bell Rd, Auburn, CA 95602 Property Records

Placer County property record for 4245 Bell Rd, Auburn, CA 95602

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,510 sqft · built 2023
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,850,000 (Dec 2023)
Tax Bill	$22,141 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`051-010-041-000`

Property Details

APN / Parcel Number

Primary APN	`051-010-041-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,510 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	200,376 sqft
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4245 BELL RD
City	AUBURN
State	CA
Zip	95602-7823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	4.6 AC LOT 11 COYOTE RIDGE MOR BK BB, PG 58
Legal Subdivision	COYOTE RIDGE
Legal Lot Number	11
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2023
Census Tract	21604

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4245 BELL RD, AUBURN, CA 95602-7823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Grant Deed, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK OF COMMERCE
Jan 14, 2022	Intrafamily Transfer, Transfer
Mar 16, 2021	Grant Deed, Transfer PLACER TITLE COMPANY
Mar 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	202367888
Prior Transfer Date	Jan 12, 2022
Prior Transfer Doc	0000004231
Record Updated	Sep 20, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 15, 2023
Property Address	4245 BELL RD, AUBURN, CA 95602-7823
Document Number	0000067888
Map Reference	MB BB PG 58
Instrument Date	Dec 5, 2023
Instrument	2023-0067888
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4245 BELL RD, AUBURN, CA 95602-7823
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067889
Date	Dec 15, 2023
Instrument	2023-0067889

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4245 BELL RD, AUBURN, CA 95602-7823
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 BELL RD, AUBURN, CA 95602-7823

Mortgage

Document Number	0000039333
Date	Jul 26, 2023
Instrument	2023-0039333

Lender

Name	HERITAGE BANK OF COMMERCE
Type	Bank
Address	SAN JOSE, CA 95110

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jan 14, 2022
Property Address	4245 BELL RD, AUBURN, CA 95602-7823
Document Number	0000004231
Map Reference	MB BB PG 58
Instrument Date	Jan 12, 2022
Instrument	2022-0004231
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5220 BLUE OAK RANCH RD, AUBURN, CA 95602-7919

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 16, 2021
Property Address	4245 BELL RD, AUBURN, CA 95602-7823
Document Number	0000036498
Map Reference	MB BB PG 58
Instrument Date	Mar 6, 2021
Instrument	2021-0036498
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 BLUE OAK RANCH RD, AUBURN, CA 95602-7919

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Mar 5, 2020
Property Address	4245 BELL RD, AUBURN, CA 95602-7823
Document Number	0000020093
Instrument Date	Sep 6, 2019
Instrument	20093
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	65780 PRONGHORN ESTATES DR BEND OR 977010128, BEND, OR 97701-0128

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,079,120 (+4.01%) Land $728,280 Building $1,350,840
2025	$22,141.00 (+174.19%) Homeowner's exemption	$1,999,000 (+225.07%) Land $714,000 Building $1,285,000
2023	$8,075.00 (+327.02%)	$614,948 Land $178,948 Building $436,000
2022	$1,891.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, DigitalPath, T-Mobile, Verizon, Zeta Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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