Hamilton County property record for 4243 Fergus St, Cincinnati, OH 45223
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,339 sqft · built 1885 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Jun 2013) |
| Tax Bill | $7,200 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 196-0023-0220-00 |
| Primary APN | 196-0023-0220-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,339 sqft Living Area |
| Gross Area | 3,139 sqft |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 800 sqft |
| Attic | Attic |
| Attic Area | 499 sqft |
| Basement Area | 800 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 110 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4243 FERGUS ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45223-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | FERGUS ST 0.1263 AC R2 T3 S28 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 7400 |
4243 Fergus St is owned and occupied by two individuals who bought it in June 2013.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4243 FERGUS ST, CINCINNATI, OH 45223-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2013 · Amount on File |
| Deed Sale | Jun 12, 2013 · Amount on File |
| Prior Sale | Dec 9, 2009 · Amount on File |
| Deed Document Number | 201378783 |
| Deed Book / Page | 12337 / 1549 |
| Prior Transfer Date | Jul 22, 2009 |
| Prior Transfer Doc | 0000000570 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4243 FERGUS ST, CINCINNATI, OH 45223-2103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000100042 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 13794/00413 |
| Instrument | 2018-0100042 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 8, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4243 Fergus St was $7,200, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,200.00 (+3.12%) | $116,638 (-) Land $33,124 Building $83,514 | $333,250 Land $94,640 Building $238,610 |
| 2024 | $6,982.00 (-2.2%) | $116,638 (-) Land $33,124 Building $83,514 | |
| 2023 | $7,139.00 (+40.53%) | $116,638 (+64.96%) Land $33,124 Building $83,514 | $333,250 Land $94,640 Building $238,610 |
| 2022 | $5,080.00 Homeowner's exemption | $70,707 Land $17,185 Building $53,522 | |
| 2020 | $202,020 Land $49,100 Building $152,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4243 Fergus St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 13 (1979–1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4243 Fergus St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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