4239 Fergus St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4239 Fergus St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,891 sqft · built 1900
Lot Size	0.057 acres (2,483 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Sep 2024)
Tax Bill	$5,915 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2018 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`196-0023-0218-00`

Property Details

APN / Parcel Number

Primary APN	`196-0023-0218-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,891 sqft Living Area
1st Floor Area	803 sqft
2nd Floor Area	1,088 sqft
Attic Area	512 sqft
Basement Area	571 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	2,483 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4239 FERGUS ST
City	CINCINNATI
State	OH
Zip	45223-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4239 FERGUS ST 25 X 100 IRR WS FERGUS 452.85 FT N OF CHASE
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2000
Census Tract	7400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4239 FERGUS ST, CINCINNATI, OH 45223-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Grant Deed, Transfer HUNTINGTON NAT'L BK
Mar 1, 2018	Warranty Deed, Construction Loan · Line of Credit BUILD REALTY INC
Mar 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2024 · Amount on Record
Deed Sale	Sep 12, 2024 · Amount on Record
Prior Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	0000064237
Deed Book / Page	15249 / 3033
Record Updated	Jun 8, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 4, 2020
Property Address	4239 FERGUS ST, CINCINNATI, OH 45223-2103
Document Number	0000052386
Book / Page	014182 / 002290
Instrument Date	May 27, 2020
Instrument	52386
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4239 FERGUS ST CINCINNATI OH 452232103, CINCINNATI, OH 45223-2103

Mortgage

Document Number	52387
Date	Jun 4, 2020
Book Page	014182/002293
Instrument	52387

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 1, 2018
Property Address	4239 FERGUS ST, CINCINNATI, OH 45223-2103
Document Number	0000007276
Instrument Date	Feb 28, 2018
Instrument	18-0017276
Transaction Type	Construction Loan
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$419.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 FERGUS ST, CINCINNATI, OH 45223-2103
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007278
Date	Mar 1, 2018
Instrument	18-0017278

Lender

Name	BUILD REALTY INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	17 Months
Due	Aug 28, 2019

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 1, 2018
Property Address	4239 FERGUS ST, CINCINNATI, OH 45223-2103
Document Number	0000017275
Book / Page	013615 / 000681
Instrument Date	Feb 28, 2018
Instrument	17275
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4239 FERGUS ST CINCINNATI OH 452232103, CINCINNATI, OH 45223-2103

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,915.00 (+3.12%)	$96,002 (-) Land $20,706 Building $75,296
2024	$5,736.00 (-2.2%)	$96,002 (-) Land $20,706 Building $75,296
2023	$5,865.00 (+14.42%)	$96,002 (+27.58%) Land $20,706 Building $75,296	$274,290 (+27.58%) Land $59,160 Building $215,130
2022	$5,126.00 Homeowner's exemption	$75,250 Land $10,703 Building $64,547
2020			$215,000 Land $30,580 Building $184,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1979–1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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