4242 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4242 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,326 sqft · built 1976
Lot Size0.412 acres (17,970 sqft)
OwnerIndividual Name on File
Last Sale$551,300 (Mar 2019)
Tax Bill$2,544 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN167-68-014A

Property Details

APN / Parcel Number

Primary APN167-68-014A

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,326 sqft Living Area
Gross Area2,426 sqft
1st Floor Area2,326 sqft

Exterior

Year BuiltBuilt 1976
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area17,970 sqft (0.412 acres)
Parking Spaces2 Parking Spaces
Pool Area420 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4242 E DESERT COVE AVE
CityPHOENIX
StateAZ
Zip85028-3517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-18
Legal DescriptionPARADISE VALLEY PALMS UNIT FIVE AMD MCR 168/45 LO T 13 EX W 6F
Legal Range04E
Legal Township03N
Legal Section19
Legal QuarterSW
Quarter-Quarter SectionNE
Legal SubdivisionPARADISE VALLEY PALMS UNIT 5 AMD
Legal Lot Number13
Legal Unit5
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1017
Census Tract103208

Owner

4242 E Desert Cove Ave is owned and occupied by an individual who bought it in March 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4242 E DESERT COVE AVE, PHOENIX, AZ 85028-3517
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 29, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Aug 15, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2019 · Amount on File
Deed SaleMar 29, 2019 · Amount on File
Prior SaleAug 15, 2018 · Amount on File
Deed Document Number20190220534
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4242 E DESERT COVE AVE, PHOENIX, AZ 85028-3517
Transaction TypeMortgage
Record UpdatedMar 5, 2024
Title CompanyMAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4242 E DESERT COVE AVE, PHOENIX, AZ 85028-3517

Mortgage

Document Number0000103077
DateFeb 3, 2022
Instrument20220103077
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2037

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 29, 2019
Property Address4242 E DESERT COVE AVE, PHOENIX, AZ 85028-3517
Document Number0000220534
Map ReferenceMB 172 PG 18
Instrument DateMar 21, 2019
Instrument20190220534
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanySECURITY TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2216 W LINCOLN HWY, 2216, GRAND ISLAND, NE 68803-4733

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4242 E DESERT COVE AVE, PHOENIX, AZ 85028-3517

Mortgage

Document Number0000220535
DateMar 29, 2019
Instrument20190220535
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateAug 15, 2018
Property Address4242 E DESERT COVE AVE, PHOENIX, AZ 85028-3517
Document Number0000619619
Instrument DateAug 14, 2018
Instrument619619
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$385.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2216 W LINCOLN HWY GRAND ISLAND NE 688034733, GRAND ISLAND, NE 68803-4733

Tax Assessment & Valuation

The 2025 property tax bill for 4242 E Desert Cove Ave was $2,544.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictScottsdale Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,260$682,600 Land $136,500 Building $546,100
2025$2,544.00
2024$68,550$685,500 Land $137,100 Building $548,400
2023$2,359.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4242 E Desert Cove Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1984–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4242 E Desert Cove Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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