4224 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4224 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,882 sqft · built 1976
Lot Size	0.44 acres (19,167 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,325,000 (Aug 2026)
Tax Bill	$2,445 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`167-68-012`

Property Details

APN / Parcel Number

Primary APN	`167-68-012`
Alternative APN	`167680121`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	2,142 sqft
1st Floor Area	1,882 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	19,167 sqft (0.44 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4224 E DESERT COVE AVE
City	PHOENIX
State	AZ
Zip	85028-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	PARADISE VALLEY PALMS UNIT 5 AMD MCR 172-18
Legal Range	4E
Legal Township	3N
Legal Section	19
Legal Subdivision	PARADISE VALLEY PALMS UNIT 5 AMD
Legal Lot Number	11
Legal Unit	5
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1017
Census Tract	103208

Owner

Source: Maricopa County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4224 E DESERT COVE AVE, PHOENIX, AZ 85028-3517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK
Jul 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 8, 2020	Grant Deed, Transfer ATTORNEY ONLY
May 17, 2019	Warranty Deed, Transfer · Conventional with PMI KOLONIA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	May 17, 2019 · Amount on Record
Deed Document Number	2026496677
Prior Transfer Date	Jun 1, 2020
Prior Transfer Doc	0000477975
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 21, 2026
Property Address	4224 E DESERT COVE AVE, PHOENIX, AZ 85028-3517
Document Number	0000496677
Instrument Date	Aug 20, 2026
Instrument	2026496677
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4224 E DESERT COVE AVE, PHOENIX, AZ 85028-3517

Mortgage

Document Number	0000496678,
Date	Aug 21, 2026
Instrument	2026496678

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jul 30, 2021
Property Address	4224 E DESERT COVE AVE, PHOENIX, AZ 85028-3517
Document Number	0000825417
Map Reference	MB 172 PG 18
Instrument Date	Jul 26, 2021
Instrument	20210825417
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4224 E DESERT COVE AVE, PHOENIX, AZ 85028-3517

Mortgage

Document Number	0000825418
Date	Jul 30, 2021
Instrument	20210825418

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 3, 2020
Property Address	4224 E DESERT COVE AVE, PHOENIX, AZ 85028-3517
Document Number	0000477975
Map Reference	MB 172 PG 18
Instrument Date	Jun 1, 2020
Instrument	20200477975
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	THOMAS TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4224 E DESERT COVE AVE, PHOENIX, AZ 85028-3517

Mortgage

Document Number	0000477976
Date	Jun 3, 2020
Instrument	20200477976

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 8, 2020
Property Address	4224 E DESERT COVE AVE, PHOENIX, AZ 85028-3517
Document Number	0000395900
Instrument Date	May 8, 2020
Instrument	395900
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4224 E DESERT COVE AVE PHOENIX AZ 850283517, PHOENIX, AZ 85028-3517

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 17, 2019
Property Address	4224 E DESERT COVE AVE, PHOENIX, AZ 85028-3517
Document Number	0000364683
Instrument Date	May 16, 2019
Instrument	364683
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2863 E PARK AVE GILBERT AZ 852346357, GILBERT, AZ 85234-6357

Mortgage

Document Number	364684
Date	May 17, 2019
Instrument	364684

Lender

Name	KOLONIA LLC
Address	24 W CAMELBACK RD # A-611, PHOENIX, AZ 85013-2529

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,060 (+81.82%)	$610,600 (+4.45%) Land $122,100 Building $488,500
2025	$2,445.00 (-5.45%)	$33,582 (-45.55%)	$584,600 (-5.21%) Land $116,900 Building $467,700
2024		$61,670	$616,700 Land $123,300 Building $493,400
2023	$2,586.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1984–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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