4240 Test Rd, Richmond, IN 47374 Property Records

Wayne County property record for 4240 Test Rd, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,768 sqft · built 1939
Lot Size	2.35 acres (102,366 sqft)
Owner	Individual Name on File
Last Sale	$171,800 (Oct 2022)
Tax Bill	$1,440 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-00389-00`

Property Details

APN / Parcel Number

Primary APN	`004-00389-00`
Alternative APNs	`89-10-27-000-304.000-005` `312700030400004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	884 sqft
Attic	Attic
Attic Area	1,768 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	102,366 sqft (2.35 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	312700030400004
Street Address	4240 TEST RD
City	RICHMOND
State	IN
Zip	47374-4962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT M D FRACT SEC 27-16-14 2.355A
Legal Range	14
Legal Township	16
Legal Section	27
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3037
Census Tract	700

Owner

4240 Test Rd is owned and occupied by an individual who bought it in October 2022.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	4240 TEST RD, RICHMOND, IN 47374-4962
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT
Oct 19, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jun 3, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Prior Sale	Aug 5, 2011 · Amount on File
Deed Document Number	202210423
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	4240 TEST RD, RICHMOND, IN 47374-4962
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024007731
Date	Nov 4, 2024
Instrument	2024007731

Lender

Name	SECRETARY OF HSNG AND URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Oct 19, 2022
Property Address	4240 TEST RD, RICHMOND, IN 47374-4962
Document Number	2022010423
Instrument Date	Oct 18, 2022
Instrument	2022010423
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2022010424
Date	Oct 19, 2022
Instrument	2022010424

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 3, 2021
Property Address	4240 TEST RD, RICHMOND, IN 47374-4962
Document Number	2021005569
Instrument Date	May 1, 2021
Instrument	2021005569
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)

Tax Assessment & Valuation

The 2025 property tax bill for 4240 Test Rd was $1,440, up 6.3% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,440.00 (+6.27%)	$153,000 Land $26,600 Building $126,400	$153,000 Land $26,600 Building $126,400
2024	$1,355.00
2023		$117,900 (+32.17%) Land $20,500 Building $97,400	$117,900 (+32.17%) Land $20,500 Building $97,400
2022	$871.00	$89,200 Land $20,500 Building $68,700	$89,200 Land $20,500 Building $68,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4240 Test Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4240 Test Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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