3818 Test Rd, Richmond, IN 47374 Property Records

Wayne County property record for 3818 Test Rd, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,506 sqft · built 2022
Lot Size	0.347 acres (15,115 sqft)
Owner	Individual Name on Record
Last Sale	$414,428 (Nov 2022)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-00321-00`

Property Details

APN / Parcel Number

Primary APN	`004-00321-00`
Alternative APNs	`89-10-27-320-519.000-005` `312732051900004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,506 sqft Living Area
1st Floor Area	1,666 sqft
Attic	Attic
Attic Area	3,680 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,115 sqft (0.347 acres)
Lot Dimensions	140 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	312732051900004
Street Address	3818 TEST RD
City	RICHMOND
State	IN
Zip	47374-4950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 4 SKYLINE TER SUB
Legal Subdivision	SKYLINE TERRACE SUB
Legal Lot Number	4
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3039
Census Tract	700

Owner

Source: Wayne County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3818 TEST RD, RICHMOND, IN 47374-4950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit HEALTH CARE PROFESSIONALS FCU
Nov 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MERCHANTS BANK OF INIDANA
Nov 9, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 4, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Prior Sale	Oct 4, 2021
Deed Document Number	202210963
Prior Transfer Date	Nov 3, 2022
Prior Transfer Doc	2022011043
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	3818 TEST RD, RICHMOND, IN 47374-4950
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025009177
Date	Dec 22, 2025
Instrument	2025009177

Lender

Name	HEALTH CARE PROFESSIONALS FCU
Type	Credit Union
Address	RICHMOND, IN 47374

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Nov 7, 2022
Property Address	3818 TEST RD, RICHMOND, IN 47374-4950
Document Number	2022010963
Instrument Date	Nov 3, 2022
Instrument	2022010963
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	IN

Mortgage

Document Number	2022010964
Date	Nov 7, 2022
Instrument	2022010964

Lender

Name	MERCHANTS BANK OF INIDANA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Nov 9, 2022
Property Address	3818 TEST RD, RICHMOND, IN 47374-4950
Document Number	2022011043
Instrument Date	Nov 3, 2022
Instrument	2022011043
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Oct 4, 2021
Property Address	3818 TEST RD, RICHMOND, IN 47374-4950
Document Number	2021009788
Instrument Date	Oct 1, 2021
Instrument	2021009788
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4956 W US HIGHWAY 40, CENTERVILLE, IN 47330-9754

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,926.00 (+8.81%)	$422,600 (+28.37%) Land $25,400 Building $397,200	$422,600 (+28.37%) Land $25,400 Building $397,200
2024	$3,608.00 (+603.31%)
2023		$329,200 (+1,641.8%) Land $19,400 Building $309,800	$329,200 (+1,641.8%) Land $19,400 Building $309,800
2022	$513.00	$18,900 Land $18,900	$18,900 Land $18,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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