Manistee County property record for 4240 Main St, Onekama, MI 49675
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,704 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-026-017-00 |
| Primary APN | 11-026-017-00 |
|---|
| Lot Area | 35,719 sqft (0.82 acres) |
|---|
| Street Address | 4240 MAIN ST |
|---|---|
| City | ONEKAMA |
| State | MI |
| Zip | 49675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT GOV LOT 1 COM AT NE COR SD LOT + RNG S BET LOTS 1 + 2 1247 12 FT WHICH IS PT OF BEG TH S 45 DEG W TO WATER'S EDGE PORTAGE |
| Legal Lot Number | 1 |
| Jurisdiction | MANISTEE MI |
| Township / Civil Division | ONEKAMA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 300 |
4240 Main St is owned and occupied by two individuals who acquired it in January 1988.
Source: Manistee County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 404, ONEKAMA, MI 49675-0404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1988 |
| Deed Sale | Jan 1, 1988 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4240 Main St was $3,704 with a homeowner's exemption.
Source: Manistee County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Manistee County |
| County Subdivision | Onekama Township |
| Unified School District | Onekama Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,800 | $539,600 | |
| 2025 | $3,704.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4240 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1982–2026) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4240 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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