4459 Main St, Onekama, MI 49675 Property Records

Manistee County property record for 4459 Main St, Onekama, MI 49675

Property Summary

Property TypeSingle Family Home
Lot Size0.278 acres (12,126 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Aug 2020)
Tax Bill$5,105 (2025)
Flood ZoneZone AE (high risk)
APN41-500-038-00

Property Details

APN / Parcel Number

Primary APN41-500-038-00

Exterior

Lot Area12,126 sqft (0.278 acres)

Location & Zoning

Street Address4459 MAIN ST
CityONEKAMA
StateMI
Zip49675-9732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF ONEKAMA WINDERMERE LOTS 14, 15, 16, 17 & 18 BLOCK M. [[SALE (82) 3417 1442 (83) 3420 1927 (86) 9480 0929 (93) 1058
Legal SubdivisionWINDERMERE - ONEKAMA VILLAGE
Legal BlockM
Legal Lot Number14-18
JurisdictionMANISTEE MI
Township / Civil DivisionONEKAMA
Census Block Group1
Census Block1030
Census Tract300

Owner

4459 Main St is owned by an individual who bought it in August 2020.

Source: Manistee County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2827 GREEN RIDGE AVE, MUSKEGON, MI 49445-2109
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2020 · Amount on File
Deed SaleAug 15, 2020 · Amount on File
Prior SaleNov 21, 2013
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Manistee County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyManistee County
County SubdivisionOnekama Township
MunicipalityOnekama Village
Unified School DistrictOnekama Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,600$573,200
2025$5,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4459 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation583.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims15 (1982–2026)
Claims Outside the SFHA4 of 15
Most Recent ClaimApr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4459 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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