4240 Cobalt Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 4240 Cobalt Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,845 sqft · built 1960
Lot Size	0.354 acres (15,400 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Feb 2007)
Tax Bill	$10,548 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`475-241-10-00`

Property Details

APN / Parcel Number

Primary APN	`475-241-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,845 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	15,400 sqft (0.354 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4240 COBALT DR
City	LA MESA
State	CA
Zip	91941-7824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1S
Legal Description	LOT 34 TR 003586
Legal Subdivision	EASTRIDGE CANYON HOMES
Legal Tract	003586
Legal Block	2
Legal Lot Number	34
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	14602

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4240 COBALT DR, LA MESA, CA 91941-7824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit USE CREDIT UNION
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit FINANCIAL PARTNERS CU
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 2007 · Amount on Record
Deed Sale	Feb 20, 2007 · Amount on Record
Prior Sale	Mar 22, 1994
Deed Document Number	2007114180
Prior Transfer Date	Nov 15, 1996
Prior Transfer Doc	0000591877
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4240 COBALT DR, LA MESA, CA 91941-7824
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4240 COBALT DR, LA MESA, CA 91941-7824

Mortgage

Document Number	0000180873
Date	Mar 9, 2021
Instrument	2021-0180873

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4240 COBALT DR, LA MESA, CA 91941-7824
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000328499
Date	Apr 28, 2021
Instrument	2021-0328499

Lender

Name	USE CREDIT UNION
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4240 COBALT DR, LA MESA, CA 91941-7824
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4240 COBALT DR, LA MESA, CA 91941-7824

Mortgage

Document Number	0000076391
Date	Mar 20, 2026
Instrument	2026-0076391

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4240 COBALT DR, LA MESA, CA 91941-7824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338922
Date	Aug 12, 2019
Instrument	2019-0338922

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4240 COBALT DR, LA MESA, CA 91941-7824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143382
Date	Mar 19, 2020
Instrument	2020-0143382

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4240 COBALT DR, LA MESA, CA 91941-7824
Document Number	0000040623
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4240 COBALT DR LA MESA CA 919417824, LA MESA, CA 91941-7824

Mortgage

Document Number	0000040623
Date	Jan 31, 2018
Instrument	40623

Lender

Name	FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$867,722 (+2%) Land $546,597 Building $321,125
2025	$10,548.00 (+2.68%) Homeowner's exemption	$850,709 (+4.04%) Land $535,880 Building $314,829
2024	$10,273.00 (+3.03%)
2023	$9,971.00 (+1.3%) Homeowner's exemption	$817,676 Land $515,072 Building $302,604
2022	$9,843.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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