4225 Cobalt Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 4225 Cobalt Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,181 sqft · built 1959
Lot Size	0.372 acres (16,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,000 (Apr 2002)
Tax Bill	$9,177 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`475-241-19-00`

Property Details

APN / Parcel Number

Primary APN	`475-241-19-00`
Alternative APN	`4752420400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,181 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	16,200 sqft (0.372 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	4752420400
Street Address	4225 COBALT DR
City	LA MESA
State	CA
Zip	91941-7824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1S
Legal Description	LOT 40 TR 003586
Legal Subdivision	EASTRIDGE CANYON HOMES
Legal Tract	003586
Legal Block	2
Legal Lot Number	40
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	14602

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4225 COBALT DR, LA MESA, CA 91941-7824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU
Nov 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2002 · Amount on Record
Deed Sale	Apr 25, 2002 · Amount on Record
Deed Document Number	2002349921
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 23, 2026
Property Address	4225 COBALT DR, LA MESA, CA 91941-7824
Document Number	0000179117
Instrument Date	Jun 16, 2026
Instrument	2026179117
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4225 COBALT DR, LA MESA, CA 91941-7824

Mortgage

Document Number	0000179117,
Date	Jun 23, 2026
Instrument	2026179117

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4225 COBALT DR, LA MESA, CA 91941-7824
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 COBALT DR, LA MESA, CA 91941-7824

Mortgage

Document Number	0000499323
Date	Jul 13, 2021
Instrument	2021-0499323

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Aug 1, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4225 COBALT DR, LA MESA, CA 91941-7824
Document Number	0000513999
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4225 COBALT DR LA MESA CA 919417824, LA MESA, CA 91941-7824

Mortgage

Document Number	0000513999
Date	Nov 7, 2019
Instrument	513999

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 6, 2026

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$721,754 (+2%) Land $209,447 Building $512,307
2025	$9,177.00 (+5.7%) Homeowner's exemption	$707,603 (+4.04%) Land $205,341 Building $502,262
2023	$8,682.00 (+0.35%) Homeowner's exemption	$680,127 Land $197,368 Building $482,759
2022	$8,652.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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