424 Wild Winds Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 424 Wild Winds Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,581 sqft · built 1972
Lot Size	0.15 acres (6,552 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (Aug 2015)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`427843A077`

Property Details

APN / Parcel Number

Primary APN	`427843A077`
Alternative APN	`2-0067-5015-00-2200.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,581 sqft Living Area
Gross Area	2,101 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft
Finished Basement	749 sqft
Unfinished Basement	83 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,552 sqft (0.15 acres)
Lot Dimensions	126 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427843A077
Street Address	424 WILD WINDS DR
City	O FALLON
State	MO
Zip	63368-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WOOD CREST #2 LOT 2200
Legal Subdivision	WOOD CREST #2
Legal Lot Number	2200
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4011
Census Tract	311732

Owner

Source: St. Charles County assessment roll, APN 427843A077, as of August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	424 WILD WINDS DR, O FALLON, MO 63368-3527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2015 · Amount on Record
Deed Sale	Aug 31, 2015 · Amount on Record
Prior Sale	Nov 20, 2009 · Amount on Record
Deed Document Number	2015574320
Deed Book / Page	6412 / 1806
Prior Transfer Date	Mar 25, 1999
Prior Transfer Doc	0022410504
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	424 WILD WINDS DR, O FALLON, MO 63368-3527
Transaction Type	Mortgage
Record Updated	Dec 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 WILD WINDS DR, O FALLON, MO 63368-3527

Mortgage

Document Number	0000062943
Date	Nov 28, 2022
Instrument	2022R-062943

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 08, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll as of August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,404.00 (+5.02%)	$40,502 (+8.03%)	$213,170 (+8.03%) Land $40,000 Building $173,170
2024	$2,289.00
2023		$37,493
2022			$197,333 Land $40,000 Building $157,333

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 486 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6024530, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.