420 Wild Winds Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 420 Wild Winds Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1973
Lot Size	0.154 acres (6,720 sqft)
Owner	Individual Name on Record
Last Sale	$84,900 (Jul 2004)
Tax Bill	$2,057 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`427843A075`

Property Details

APN / Parcel Number

Primary APN	`427843A075`
Alternative APN	`2-0067-5015-00-2198.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	792 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	120 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427843A075
Street Address	420 WILD WINDS DR
City	O FALLON
State	MO
Zip	63368-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WOOD CREST #2 LOT 2198
Legal Subdivision	WOOD CREST #2
Legal Lot Number	2198
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4011
Census Tract	311732

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1403 COLONIAL DR, SAINT CHARLES, MO 63304-6878
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Nov 27, 2018	Deed of Trust, Mortgage GOLDEN OAK LNDG
Dec 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2004 · Amount on Record
Deed Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	2004738880
Deed Book / Page	3939 / 1642
Last Transfer Date	Dec 8, 2017
Transfer Doc	0068592399
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	420 WILD WINDS DR, O FALLON, MO 63368-3527
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 COLONIAL DR, COTTLEVILLE, MO 63304-6878

Mortgage

Document Number	2021R033822
Date	Apr 16, 2021
Instrument	2021R-033822

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	420 WILD WINDS DR, O FALLON, MO 63368-3527
Document Number	0070072199
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	CONTINENTAL TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 COLONIAL DR COTTLEVILLE MO 633046878, COTTLEVILLE, MO 63304-6878

Mortgage

Document Number	0070072199
Date	Nov 28, 2018
Book Page	007007/002199
Instrument	667170

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 28, 2017
Property Address	420 WILD WINDS DR, O FALLON, MO 63368-3527
Document Number	0068592399
Book / Page	006859 / 002399
Instrument Date	Dec 8, 2017
Instrument	800250
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 COLONIAL DR COTTLEVILLE MO 633046878, COTTLEVILLE, MO 63304-6878

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,659 (-)	$182,418 (-) Land $40,000 Building $142,418
2025	$2,057.00 (+7.36%)	$34,659 (+10.45%)	$182,418 (+10.45%) Land $40,000 Building $142,418
2024	$1,916.00
2023		$31,381
2022			$165,165 Land $40,000 Building $125,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, i3 Broadband, Wisper ISP.

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