424 Whitehall Dr, Berea, KY 40403 Property Records

Madison County property record for 424 Whitehall Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,305 sqft
OwnerIndividual Name on File
Last Sale$125,500 (Aug 2017)
Tax Bill$1,668 (2025)
Deeds & MortgagesApr 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB006-002J-0021

Property Details

APN / Parcel Number

Primary APNB006-002J-0021
Alternative APNs
  • 102871
  • 140147
  • 70253

Interior

Stories1 Story
Building Area1,305 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Garage TypeAttached
Garage Area310 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account Number70253
Street Address424 WHITEHALL DR
CityBEREA
StateKY
Zip40403-2016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBURCHWOOD LOT 21 BLK E
Legal SubdivisionBURCHWOOD
Legal BlockE
Legal Lot Number21
Legal Unit1-C
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3006
Census Tract11201

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address424 WHITEHALL DR, BEREA, KY 40403-2016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 8, 2017Warranty Deed, Transfer · Conventional Mortgage
FAHE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2017 · Amount on File
Deed SaleAug 8, 2017 · Amount on File
Prior SaleSep 8, 2005
Deed Document Number2013962786
Deed Book / PageD00748 / 451
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address424 WHITEHALL DR, BEREA, KY 40403-2016
Transaction TypeMortgage
Record UpdatedMay 17, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2045/204
DateApr 22, 2021
Book PageM2045/204
Instrument2014034149
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term320 Months
DueDec 1, 2047

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateAug 8, 2017
Property Address424 WHITEHALL DR, BEREA, KY 40403-2016
Document NumberD00748/451
Book / PageD00748 / 451
Map ReferenceCAB15 SL346
Instrument DateAug 1, 2017
Instrument2013962786
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address424 WHITCHALL PL, 424, BEREA, KY 40403

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address424 WHITCHALL PL, BEREA, KY 40403

Mortgage

Document Number2013962787
DateAug 8, 2017
Instrument2013962787
Lender
NameFAHE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,668.00 (+1.65%) Additional exemption filed$140,000 (+11.55%)$140,000 (+11.55%)
2023$1,641.00$125,500$125,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people · EPA ID KY0760030
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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