421 Whitehall Dr, Berea, KY 40403 Property Records

Madison County property record for 421 Whitehall Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,248 sqft
Lot Size	0.177 acres (7,736 sqft)
Owner	2 Individuals on Record
Last Sale	$45,000 (Dec 2022)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B006-002I-0012`

Property Details

APN / Parcel Number

Primary APN	`B006-002I-0012`
Alternative APNs	`131098` `93947` `60919`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	7,736 sqft (0.177 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	60919
Street Address	421 WHITEHALL DR
City	BEREA
State	KY
Zip	40403-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURCHWOOD LOT 12 BLK D
Legal Subdivision	BURCHWOOD
Legal Block	D
Legal Lot Number	12
Legal Unit	1-C
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3008
Census Tract	11201

Owner

Source: Madison County assessment roll, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	421 WHITEHALL DR, BEREA, KY 40403-2017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Aug 14, 2018	Warranty Deed, Transfer · FHA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Document Number	202214124681
Deed Book / Page	833 / 31
Prior Transfer Date	Dec 19, 2022
Prior Transfer Doc	0014124702
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	421 WHITEHALL DR, BEREA, KY 40403-2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2061/662
Date	Jun 8, 2021
Book Page	M2061/662
Instrument	2014040120

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 14, 2018
Property Address	421 WHITEHALL DR, BEREA, KY 40403-2017
Document Number	D00763/270
Book / Page	D00763 / 270
Map Reference	CAB 15 SL346
Instrument Date	Aug 10, 2018
Instrument	2013980245
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 SAINT ANDREWS RD, 1200, COLUMBIA, SC 29210-5861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 WHITEHALL DR, BEREA, KY 40403-2017

Mortgage

Document Number	2013980246
Date	Aug 14, 2018
Instrument	2013980246

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,668.00 (-5.5%)	$140,000 (+3.7%)	$140,000 (+3.7%)
2023	$1,765.00	$135,000	$135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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