Seneca County and Waterloo Town property record for 424 Wagner St, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1996 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,900 (Nov 2015) |
| Tax Bill | $4,644 (2026) |
| Deeds & Mortgages | May 2021 Refinance |
| APN | 453889 26-2-30 |
| Primary APN | 453889 26-2-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 240 ft deep x 83 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 608 sqft |
| Canopy | 308 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 424 WAGNER ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-6702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | MERGED WITH 26-2-31 |
| Legal Block | 2 |
| Legal Lot Number | 30.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950600 |
424 Wagner St is owned and occupied by two individuals who bought it in November 2015.
Source: Seneca County and Waterloo Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 WAGNER ST, WATERLOO, NY 13165-6702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2015 · Amount on File |
| Deed Sale | Nov 30, 2015 · Amount on File |
| Deed Book / Page | 920 / 26 |
| Prior Transfer Date | Sep 18, 2012 |
| Prior Transfer Doc | 0000000863/000000005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 424 WAGNER ST, WATERLOO, NY 13165-6702 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1803/311 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 1803/311 |
| Instrument | 53480 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 424 Wagner St was $4,644 with exemptions applied, up 7.5% from the year before.
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,644.00 (+7.52%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $4,319.00 | $148,200 Land $15,000 Building $133,200 | $242,951 Land $24,590 Building $218,361 |
| 2023 | $145,500 Land $15,000 Building $130,500 | $204,930 Land $21,127 Building $183,803 | |
| 2019 | $1,127.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 424 Wagner St; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Wagner St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures