412 Wagner St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 412 Wagner St, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,398 sqft · built 1930
Lot Size0.3 acres (13,068 sqft)
Owner2 Company Names on Record
Tax Bill$2,515 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Aug 2017 Transfer
APN453889 26-2-35

Property Details

APN / Parcel Number

Primary APN453889 26-2-35
Alternative APN
  • 388902600000020350000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,398 sqft Living Area
1st Floor Area1,078 sqft
Upper Floors Area320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Foundation TypeNo Foundation
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage TypeDetached
Garage Area700 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area236 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address412 WAGNER ST
CityWATERLOO
StateNY
Zip13165-6702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number35.000
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2029
Census Tract950600

Owner

Source: Seneca County and Waterloo Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address412 WAGNER ST, WATERLOO, NY 13165-6702
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK NA
Aug 4, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 31, 2017
Transfer Doc0000000954/000000030
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address412 WAGNER ST, WATERLOO, NY 13165-6702
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001826/233
DateOct 15, 2021
Book Page1826/233
Instrument55620
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSENECA NY
Recording DateAug 4, 2017
Property Address412 WAGNER ST, WATERLOO, NY 13165-6702
Document Number0000000954/0000000302
Book / Page0000000954 / 0000000302
Instrument DateJul 31, 2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 DAVIS DR, NEWARK, NY 14513-1322

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,515.00 (+189.75%)$77,500 (-) Land $14,500 Building $63,000$127,000 (+16.35%) Land $23,761 Building $103,239
2023$77,500 Land $14,500 Building $63,000$109,155 Land $20,423 Building $88,732
2019$868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
CBN
Fixed Wireless · not low latency
100 / 100

May also be available: Verizon.

Nearby Properties on Wagner St

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