424 Trail Ridge Ct, Troy, MO 63379 Property Records

Lincoln County property record for 424 Trail Ridge Ct, Troy, MO 63379

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,568 sqft · built 1997
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Tax Bill$452 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone A (high risk)
APN09-80-33-000-000-102.009

Property Details

APN / Parcel Number

Primary APN09-80-33-000-000-102.009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
FlooringCombination, Other

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleMobile Home
Roof TypeGable
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address424 TRAIL RIDGE CT
CityTROY
StateMO
Zip63379-5711
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 9 TRAILRIDGE ESTATES
Legal Range01E
Legal Township50N
Legal Section33
Legal SubdivisionTRAILRIDGE EST
Legal Lot Number9
JurisdictionLINCOLN MO
Township / Civil DivisionSNOW HILL
Census Block Group2
Census Block2020
Census Tract810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address424 TRAIL RIDGE CT, TROY, MO 63379-5711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateMar 2, 2022
Property Address424 TRAIL RIDGE CT, TROY, MO 63379-5711
Document Number002476/427
Book / Page2476 / 427
Map ReferenceMB 12 PG 97
Instrument DateFeb 25, 2022
Instrument2022002149
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address424 WILLOW WOOD CT, 424, SAINT CHARLES, MO 63303-6522

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 WILLOW WOOD CT, SAINT CHARLES, MO 63303-6522

Mortgage

Document Number2022002150
DateMar 2, 2022
Instrument2022002150
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,729 (-) Land $3,215 Building $4,514
2025$452.00 (-8.69%)$7,729 (-7.13%) Land $3,215 Building $4,514$40,680 (-7.12%) Land $16,920 Building $23,760
2023$495.00 (-4.07%)$8,322 Land $3,025 Building $5,297$43,800 Land $15,920 Building $27,880
2022$516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY PWSD 1
serves 14,000 people · EPA ID MO6024340
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityFluoride
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Systec Wireless Communications
Fixed Wireless
100 / 20
Brightspeed
DSL
80 / 10

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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