Lincoln County property record for 412 Trail Ridge Ct, Troy, MO 63379
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,128 sqft · built 1996 |
| Lot Size | 5.03 acres (219,107 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $902 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-80-33-000-000-102.012 |
| Primary APN | 09-80-33-000-000-102.012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| Flooring | Combination, Other |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 219,107 sqft (5.03 acres) |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 412 TRAIL RIDGE CT |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5711 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 12 TRAIL RIDGE ESTATES |
| Legal Range | 01E |
| Legal Township | 50N |
| Legal Section | 33 |
| Legal Subdivision | TRAIL RIDGE ESTATES |
| Legal Lot Number | 12 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | SNOW HILL |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 810309 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 TRAIL RIDGE CT, TROY, MO 63379-5711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 412 TRAIL RIDGE CT, TROY, MO 63379-5711 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 412 TRAIL RIDGE CT, TROY, MO 63379-5711 |
| Document Number | 002497/268 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 2497/268 |
| Instrument | 2024000566 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2049 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,761 (-) Land $5,681 Building $9,080 | ||
| 2025 | $902.00 (+3.8%) | $14,761 (+5.23%) Land $5,681 Building $9,080 | $77,690 (+5.23%) Land $29,900 Building $47,790 |
| 2023 | $869.00 (-2.03%) | $14,028 Land $5,225 Building $8,803 | $73,830 Land $27,500 Building $46,330 |
| 2022 | $887.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 80 / 10 |
May also be available: Wisper ISP.
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures