DeKalb County property record for 424 Stearn Dr, Genoa, IL 60135
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.073 acres (3,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $311,500 (Oct 2021) |
| Tax Bill | $9,671 (2024) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-25-228-047 |
| Primary APN | 02-25-228-047 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 3,178 sqft (0.073 acres) |
| Account Number | 0225228047 |
|---|---|
| Street Address | 424 STEARN DR |
| City | GENOA |
| State | IL |
| Zip | 60135-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 424 - BLDG 3 - RIVERBEND CONDO HOA |
| Legal Subdivision | RIVERBEND CONDO |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | KINGSTON |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 100 |
424 Stearn Dr is owned and occupied by two individuals who bought it in October 2021.
Source: DeKalb County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 STEARN DR, GENOA, IL 60135-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Deed Document Number | 202113577 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Oct 19, 2021 |
| Property Address | 424 STEARN DR, GENOA, IL 60135-1454 |
| Document Number | 0000013577 |
| Map Reference | DOC 2021010432 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021013577 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $467.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 424 STEARN DR, GENOA, IL 60135-1454 |
| Document Number | 0000013578 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021013578 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Kingston Township |
| Municipality | Genoa City |
| Unified School District | Genoa-Kingston Community Unit School District 424 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124,975 Land $2,198 Building $122,777 | $374,925 Land $6,594 Building $368,331 | |
| 2024 | $9,671.00 | ||
| 2023 | $101,764 Land $1,790 Building $99,974 | $305,292 Land $5,370 Building $299,922 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 424 Stearn Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Stearn Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENOA serves 5,298 people · EPA ID IL0370150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Radium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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