423 Stearn Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 423 Stearn Dr, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.072 acres (3,158 sqft)
Owner	Individual Name on File
Last Sale	$336,000 (Jun 2022)
Tax Bill	$9,220 (2024)
Deeds & Mortgages	Apr 2026 Transfer Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-25-228-053`

Property Details

APN / Parcel Number

Primary APN	`02-25-228-053`

Exterior

Architectural Style	Condo/Apartment
Lot Area	3,158 sqft (0.072 acres)

Location & Zoning

Account Number	0225228053
Street Address	423 STEARN DR
City	GENOA
State	IL
Zip	60135-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 423 - BLDG 21 - RIVERBEND CONDO HOA
Legal Subdivision	RIVERBEND CONDO
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4018
Census Tract	100

Owner

423 Stearn Dr is owned and occupied by an individual who acquired it in April 2026.

Source: DeKalb County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	423 STEARN DR, GENOA, IL 60135-1454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage DUPAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Deed Document Number	20226009
Last Transfer Date	Apr 6, 2026
Transfer Doc	0000003058
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 14, 2026
Property Address	423 STEARN DR, GENOA, IL 60135-1454
Document Number	0000003058
Instrument Date	Apr 6, 2026
Instrument	20263058
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 STEARN DR, GENOA, IL 60135-1454

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 22, 2022
Property Address	423 STEARN DR, GENOA, IL 60135-1454
Document Number	0000006009
Instrument Date	Jun 14, 2022
Instrument	2022006009
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	423 STEAM DRIVE, GENOA, IL 60135

Mortgage

Document Number	0000006010
Date	Jun 22, 2022
Instrument	2022006010

Lender

Name	DUPAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,975 Land $2,198 Building $122,777	$374,925 Land $6,594 Building $368,331
2024	$9,220.00
2023		$101,764 Land $1,790 Building $99,974	$305,292 Land $5,370 Building $299,922

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 Stearn Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Stearn Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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