424 Silver Shadow Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 424 Silver Shadow Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,921 sqft · built 1990
Lot Size	0.193 acres (8,424 sqft)
Owner	Company Name on Record
Last Sale	$655,000 (Dec 2019)
Tax Bill	$8,188 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`220-391-21-00`

Property Details

APN / Parcel Number

Primary APN	`220-391-21-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,921 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	8,424 sqft (0.193 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	424 SILVER SHADOW DR
City	SAN MARCOS
State	CA
Zip	92078-4456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20 (PR
Legal Description	LOT 21 TR 011258
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	011258
Legal Block	3
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	20310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	424 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 27, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 18, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Prior Sale	Dec 18, 2015 · Amount on Record
Deed Document Number	2019593066
Last Transfer Date	Aug 3, 2021
Transfer Doc	0000610011
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 27, 2021
Property Address	424 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456
Document Number	0000610009
Map Reference	MAP 11258
Instrument Date	Aug 3, 2021
Instrument	2021-0610009
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	424 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456

Mortgage

Document Number	0000610010
Date	Aug 27, 2021
Instrument	2021-0610010

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 27, 2021
Property Address	424 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456
Document Number	0000610011
Map Reference	MAP 11258
Instrument Date	Aug 3, 2021
Instrument	2021-0610011
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	424 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	424 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456

Mortgage

Document Number	0000158264
Date	Mar 1, 2021
Instrument	2021-0158264

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	424 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456

Mortgage

Document Number	0000503176
Date	Sep 1, 2020
Instrument	2020-0503176

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2020
Property Address	424 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456
Document Number	0000335311
Instrument Date	Jun 19, 2020
Instrument	335311
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	424 SILVER SHADOW DR SAN MARCOS CA 920784456, SAN MARCOS, CA 92078-4456

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2019
Property Address	424 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456
Document Number	0000593066
Instrument Date	Nov 27, 2019
Instrument	593066
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	424 SILVER SHADOW DR SAN MARCOS CA 920784456, SAN MARCOS, CA 92078-4456

Mortgage

Document Number	593067
Date	Dec 18, 2019
Instrument	593067

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$730,657 (+2%) Land $402,423 Building $328,234
2025	$8,188.00 (+7.54%) Homeowner's exemption	$716,332 (+4.04%) Land $394,533 Building $321,799
2023	$7,614.00 (+1.38%) Homeowner's exemption	$688,518 Land $379,214 Building $309,304
2022	$7,510.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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