412 Silver Shadow Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 412 Silver Shadow Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,862 sqft · built 1990
Lot Size	0.211 acres (9,193 sqft)
Owner	Company Name on File
Tax Bill	$7,429 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`220-391-19-00`

Property Details

APN / Parcel Number

Primary APN	`220-391-19-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,862 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	9,193 sqft (0.211 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	412 SILVER SHADOW DR
City	SAN MARCOS
State	CA
Zip	92078-4454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20 (PR
Legal Description	LOT 19 TR 011258
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	011258
Legal Block	3
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	20310

Owner

412 Silver Shadow Dr is owned by a company that acquired it in December 2017 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	412 SILVER SHADOW DR, SAN MARCOS, CA 92078-4454
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Sep 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 6, 2017	Quit Claim Deed, Transfer · VA Mortgage SYNERGY ONE LNDG
Dec 6, 2017	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2017
Deed Sale	Dec 6, 2017
Prior Sale	Jun 17, 2016 · Amount on File
Deed Document Number	2017567657
Prior Transfer Date	Nov 6, 2017
Prior Transfer Doc	0000567657
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	412 SILVER SHADOW DR, SAN MARCOS, CA 92078-4454
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SILVER SHADOW DR, SAN MARCOS, CA 92078-4454

Mortgage

Document Number	0000490881
Date	Jul 8, 2021
Instrument	2021-0490881

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	412 SILVER SHADOW DR, SAN MARCOS, CA 92078-4454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SILVER SHADOW DR, SAN MARCOS, CA 92078-4454

Mortgage

Document Number	0000681638
Date	Nov 3, 2020
Instrument	2020-0681638

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2018
Property Address	412 SILVER SHADOW DR, SAN MARCOS, CA 92078-4454
Document Number	0000382575
Instrument Date	Sep 10, 2018
Instrument	382575
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	412 SILVER SHADOW DR SAN MARCOS CA 920784454, SAN MARCOS, CA 92078-4454

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2017
Property Address	412 SILVER SHADOW DR, SAN MARCOS, CA 92078-4454
Document Number	0000567658
Instrument Date	Dec 1, 2017
Instrument	567658
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 WOODLAND PKWY #104 SAN MARCOS CA 920693020, 104, SAN MARCOS, CA 92069-3020

Mortgage

Document Number	567659
Date	Dec 6, 2017
Instrument	567659

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2017
Property Address	412 SILVER SHADOW DR, SAN MARCOS, CA 92078-4454
Document Number	0000567657
Instrument Date	Nov 6, 2017
Instrument	567657
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	197 WOODLAND PKWY #104 SAN MARCOS CA 920693020, 104, SAN MARCOS, CA 92069-3020

Tax Assessment & Valuation

The 2025 property tax bill for 412 Silver Shadow Dr was $7,429 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$662,894 (+2%) Land $241,736 Building $421,158
2025	$7,429.00 Homeowner's exemption	$649,897 Land $236,997 Building $412,900
2023	$6,908.00 (+1.38%) Homeowner's exemption	$624,662 Land $227,795 Building $396,867
2022	$6,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 412 Silver Shadow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Silver Shadow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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