424 Shilo Ct, Delta, CO 81416 Property Records

Delta County property record for 424 Shilo Ct, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,450 sqft · built 2014
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$719,900 (Feb 2026)
Tax Bill	$2,818 (2025)
Deeds & Mortgages	Apr 2014 Line of Credit Feb 2026 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`R023213`

Property Details

APN / Parcel Number

Primary APN	`R023213`
Alternative APN	`349323404005`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,450 sqft Living Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	89,298 sqft (2.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal

Location & Zoning

Account Number	R023213
Street Address	424 SHILO CT
City	DELTA
State	CO
Zip	81416-8820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	424 SHILO CT DELTA 81416 S: 23 T: 51N R: 11W SUBDIVISION: MIRA LA VISTA SUBDIVISON LOT: 5, TOTAL 2.05 AC+- (N340.42, S377.80, E175.79, W281.50+71.75) LOT-5 PHASE-1 MIRA LA VISTA SUB. PARCEL G BG PROCTOR/MCCARTY B.A. A RESUB OF LOT 7 MCCARTY MAJOR RES
Legal Subdivision	MIRA LA VISTA SUBDIVISON
Legal Lot Number	5
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	3
Census Block	3056
Census Tract	965100

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 SHILO CT, DELTA, CO 81416-8820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2014	Deed of Trust, Mortgage · Line of Credit MONTROSEBANK
Feb 13, 2026	Special Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Nov 13, 2015 · Amount on Record
Deed Document Number	2026766012
Record Updated	Jun 8, 2026

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	424 SHILO CT, DELTA, CO 81416-8820
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000672752
Date	Apr 7, 2014
Instrument	672752

Lender

Name	MONTROSEBANK
Address	DELTA, CO 81416

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Feb 13, 2026
Property Address	424 SHILO CT, DELTA, CO 81416-8820
Document Number	0000766012
Map Reference	DOC 638133
Instrument Date	Feb 13, 2026
Instrument	766012
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$71.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 SHILO CT, DELTA, CO 81416-8820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	424 SHILO CT, DELTA, CO 81416-8820

Mortgage

Document Number	0000766013
Date	Feb 13, 2026
Instrument	766013

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,818.00 (+6.54%)	$41,413 (+3.61%) Land $8,750 Building $32,663	$662,602 (+11.07%) Land $140,000 Building $522,602
2024	$2,645.00 (+3.97%)	$39,971 (-) Land $5,521 Building $34,450
2023	$2,544.00 (+9.42%)	$39,971 (+10.96%) Land $5,521 Building $34,450	$596,578 (+15.1%) Land $82,403 Building $514,175
2022	$2,325.00	$36,023 Land $4,518 Building $31,505	$518,303 Land $65,000 Building $453,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

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