422 Shilo Ct, Delta, CO 81416 Property Records

Delta County property record for 422 Shilo Ct, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,633 sqft · built 2021
Lot Size	2.09 acres (91,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$456,000 (May 2021)
Tax Bill	$2,742 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2023 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`R025305`

Property Details

APN / Parcel Number

Primary APN	`R025305`
Alternative APN	`349323406002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	2,633 sqft Living Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Modern
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	91,040 sqft (2.09 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R025305
Street Address	422 SHILO CT
City	DELTA
State	CO
Zip	81416-8820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	422 SHILO CT DELTA 81416 TOTAL AC 2.09+- LOT 4 REPLAT LOTS 3 AND 4 MIRA LA VISTA PT SUB S23 T51N R11W NMPM R-720780 R-727303PLAT R-725596 R-729147SA R-729148 R748600H2O
Legal Subdivision	MIRA LA VISTA PT SUB
Legal Lot Number	4,3
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	3
Census Block	3056
Census Tract	965100

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 SHILO CT, DELTA, CO 81416-8820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit CLIMB CREDIT UNION
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 17, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NUVISTA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Deed Document Number	2021729148
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	422 SHILO CT, DELTA, CO 81416-8820
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000764102
Date	Nov 10, 2025
Instrument	764102

Lender

Name	CLIMB CREDIT UNION
Type	Credit Union
Address	ARVADA, CO 80003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	422 SHILO CT, DELTA, CO 81416-8820
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000748040
Date	Aug 4, 2023
Instrument	748040

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	May 17, 2021
Property Address	422 SHILO CT, DELTA, CO 81416-8820
Document Number	0000729148
Instrument Date	May 14, 2021
Instrument	729148
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000729149
Date	May 17, 2021
Instrument	729149

Lender

Name	NUVISTA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,742.00 (+6.69%)	$40,300 (+3.78%) Land $8,750 Building $31,550	$644,799 (+11.25%) Land $140,000 Building $504,799
2024	$2,570.00 (+3.96%)	$38,834 (-) Land $5,507 Building $33,327
2023	$2,472.00 (+7.43%)	$38,834 (+8.93%) Land $5,507 Building $33,327	$579,617 (+13%) Land $82,200 Building $497,417
2022	$2,301.00	$35,651 Land $4,518 Building $31,133	$512,956 Land $65,000 Building $447,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

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