Ellis County property record for 424 Roan Ln, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,814 sqft · built 1997 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,122 (Jul 2023) |
| Tax Bill | $6,596 (2025) |
| Deeds & Mortgages | Mar 2023 Construction Loan Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R201738 |
| Primary APN | R201738 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,814 sqft Living Area |
| Gross Area | 2,364 sqft |
| 1st Floor Area | 1,495 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Depth | 96 ft Depth |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 424 ROAN LN |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-4462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 2 MARA ESTS #2- REV .165 AC |
| Legal Subdivision | MARA ESTS #2- REV |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 60206 |
424 Roan Ln is owned and occupied by an individual who bought it in July 2023.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 ROAN LN, RED OAK, TX 75154-4462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK |
| Jul 18, 2023 | Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on File |
| Deed Sale | Jul 18, 2023 · Amount on File |
| Prior Sale | Mar 22, 2023 · Amount on File |
| Deed Document Number | 202320715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 424 ROAN LN, RED OAK, TX 75154-4462 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Title Company | ALLIANCE TITLE, ALLEGIANCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1602 ROSE WILLOW WAY, ARLINGTON, TX 76005-1337 |
| Investor | Possibly a Property Investor |
| Document Number | 0002307787 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 2307787 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHLAKE, TX 76092 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 20, 2024 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jul 18, 2023 |
| Property Address | 424 ROAN LN, RED OAK, TX 75154-4462 |
| Document Number | 0002320715 |
| Map Reference | CAB C SL 506 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2320715 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1602 ROSE WILLOW WAY, ARLINGTON, TX 76005-1337 |
| Name | Verified Name |
|---|---|
| Address | 424 ROAN LN, RED OAK, TX 75154-4462 |
| Document Number | 0002320716 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2320716 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 424 Roan Ln was $6,596, down 2.8% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,571 (-2.45%) Land $60,500 Building $256,071 | $316,571 (-2.45%) Land $60,500 Building $256,071 | |
| 2025 | $6,596.00 (-2.83%) | $324,520 Land $60,500 Building $264,020 | $324,520 Land $60,500 Building $264,020 |
| 2024 | $6,788.00 (+126.64%) | ||
| 2023 | $2,995.00 (+707.28%) Homeowner's exemption Senior Citizen's exemption | $263,374 (+21.37%) Land $60,500 Building $202,874 | $263,374 (+21.37%) Land $60,500 Building $202,874 |
| 2022 | $371.00 Homeowner's exemption Senior Citizen's exemption | $216,995 Land $55,000 Building $161,995 | $216,995 Land $55,000 Building $161,995 |
| 2018 | $2,127.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Roan Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Roan Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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