Ellis County property record for 422 Roan Ln, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,416 sqft · built 1996 |
| Lot Size | 0.155 acres (6,743 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,600 (Nov 2018) |
| Tax Bill | $2,846 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R201729 |
| Primary APN | R201729 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 1,938 sqft |
| 1st Floor Area | 1,416 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,743 sqft (0.155 acres) |
| Lot Dimensions | 96 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 422 ROAN LN |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-4462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 2 MARA ESTS #2- REV .1548 AC |
| Legal Subdivision | MARA ESTS #2- REV |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 60206 |
422 Roan Ln is owned and occupied by an individual who bought it in November 2018.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 422 ROAN LN, RED OAK, TX 75154-4462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2018 | Quit Claim Deed, Mortgage QUICKEN LNS |
| Sep 18, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on File |
| Deed Sale | Nov 28, 2018 · Amount on File |
| Deed Document Number | 201834280 |
| Prior Transfer Date | Nov 5, 2018 |
| Prior Transfer Doc | 0000034280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Nov 28, 2018 |
| Property Address | 422 ROAN LN, RED OAK, TX 75154-4462 |
| Document Number | 0000034280 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 34280 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 ROAN LN RED OAK TX 751544462, RED OAK, TX 75154-4462 |
| Document Number | 34281 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 34281 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 27, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 422 ROAN LN, RED OAK, TX 75154-4462 |
| Document Number | 0000028894 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 422 ROAN LN RED OAK TX 751544462, RED OAK, TX 75154-4462 |
| Document Number | 0000028894 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 28894 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 422 Roan Ln was $2,846 with a homeowner's exemption, down 11% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,587 (+2.16%) Land $55,000 Building $163,587 | $218,587 (+2.16%) Land $55,000 Building $163,587 | |
| 2025 | $2,846.00 (-10.95%) Homeowner's exemption | $213,966 Land $55,000 Building $158,966 | $213,966 Land $55,000 Building $158,966 |
| 2024 | $3,196.00 (+14.02%) | ||
| 2023 | $2,803.00 Homeowner's exemption | $232,757 Land $55,000 Building $177,757 | $232,757 Land $55,000 Building $177,757 |
| 2018 | $3,202.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 422 Roan Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 422 Roan Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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