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424 River Dr, Sebring, FL 33875 Property Records

Highlands County property record for 424 River Dr, Sebring, FL 33875 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,796 sqft · built 1977
Lot Size0.99 acres (43,135 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (Oct 2011)
Tax Bill$925 (2024)
Deeds & MortgagesJul 2021 Mortgage
Jun 2018 Loan Modification
Flood ZoneZone X (moderate risk)
APNC-10-36-29-010-00D0-0470

Property Details

APN / Parcel Number

Primary APNC-10-36-29-010-00D0-0470

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,796 sqft Living Area
1st Floor Area1,064 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area43,135 sqft (0.99 acres)
Garage TypeFinished
Garage Area400 sqft
DrivewayDriveway
Driveway Area112 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
FenceFence
Shed1 Shed
Shed Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address424 RIVER DR
CitySEBRING
StateFL
Zip33875-6602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLSIDE LAKE ESTATES PB 7-PG 27 LOT 47 BLK D
Legal Range29E
Legal Township36S
Legal Section10
Legal SubdivisionHILLSIDE LAKE ESTATES
Legal BlockD
Legal Lot Number47
JurisdictionHIGHLANDS FL
Township / Civil DivisionLAKE PLACID
Census Block Group1
Census Block1001
Census Tract961402

Owner

Source: Highlands County records · APN C-10-36-29-010-00D0-0470

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address424 RIVER DR, SEBRING, FL 33875-6602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jun 01, 2018Loan Modification, Mortgage · Conventional Mortgage
JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2011 · Amount on Record
Deed SaleOct 20, 2011 · Amount on Record
Prior SaleOct 20, 2011 · Amount on Record
Deed Document Number0001635442
Last Transfer DateJul 02, 2021
Transfer Doc0002042307
Record UpdatedJun 08, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateJul 02, 2021
Property Address424 RIVER DR, SEBRING, FL 33875-6602
Document Number0002042307
Book / Page2834 / 1635
Map ReferenceMB 7 PG 27
Instrument DateJun 23, 2021
Instrument2042307
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 RIVER DR, SEBRING, FL 33875-6602

Mortgage

Document Number0028341637
DateJul 02, 2021
Instrument2834/1637
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address424 RIVER DR, SEBRING, FL 33875-6602
Document Number0001902437
Instrument DateJun 01, 2018
Transaction TypeMortgage
Record UpdatedJul 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 RIVER DR SEBRING FL 338756602, SEBRING, FL 33875-6602

Mortgage

Document Number0001902437
DateJun 29, 2018
Book Page002643/001577
Instrument1902437
Lender
NameJPMORGAN CHASE BK NA
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJun 28, 2043
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$85,576 (+7.03%)$131,700 (+1.66%) Land $30,000 Building $101,700
2024$925.00 (+5.23%)
2023$879.00 (+3.78%) Homeowner's exemption$79,957 (+3%)$129,554 (+11.61%) Land $30,000 Building $99,554
2022$847.00 Homeowner's exemption$77,628$116,077 Land $30,000 Building $86,077

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559614021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire LikelihoodAbout 1 in 383 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Conexon ConnectFiber2,000 / 2,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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