Highlands County property record for 408 River Dr, Sebring, FL 33875 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,737 sqft · built 1989 |
| Lot Size | 0.67 acres (29,221 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jul 2022) |
| Tax Bill | $1,191 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2021 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C106901000D00500 |
| Primary APN | C106901000D00500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,737 sqft Living Area |
| 1st Floor Area | 1,516 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,221 sqft (0.67 acres) |
| Garage Type | Finished |
| Garage Area | 348 sqft |
| Driveway | Driveway |
| Driveway Area | 180 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 304 sqft |
| Deck Area | 144 sqft |
| Patio Area | 316 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C106901000D00500 |
|---|---|
| Street Address | 408 RIVER DR |
| City | SEBRING |
| State | FL |
| Zip | 33875-6602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLSIDE LAKE ESTATES PB 7-PG 27 LOT 50 BLK D |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 10 |
| Legal Subdivision | HILLSIDE LAKE ESTATES |
| Legal Block | D |
| Legal Lot Number | 50 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 961402 |
Source: Highlands County records · APN C106901000D00500
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 RIVER DR, SEBRING, FL 33875-6602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| May 27, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 24, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on Record |
| Deed Sale | Jul 26, 2022 · Amount on Record |
| Prior Sale | May 27, 2021 · Amount on Record |
| Deed Document Number | 2106958 |
| Deed Book / Page | 2921 / 238 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 26, 2022 |
| Property Address | 408 RIVER DR, SEBRING, FL 33875-6602 |
| Document Number | 0002106958 |
| Book / Page | 2921 / 238 |
| Map Reference | MB 7 PG 27 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2106958 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 COMMERCIAL CT, 201, SEBRING, FL 33876-6524 |
| Name | Verified Name |
|---|---|
| Address | 408 RIVER DR, SEBRING, FL 33875-6602 |
| Document Number | 0002921240 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2921/240 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 27, 2021 |
| Property Address | 408 RIVER DR, SEBRING, FL 33875-6602 |
| Document Number | 0002036502 |
| Book / Page | 2826 / 1104 |
| Map Reference | MB 7 PG 27 |
| Instrument Date | May 27, 2021 |
| Instrument | 2036502 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12385 US HIGHWAY 98, 12385, SEBRING, FL 33876-9001 |
| Name | Verified Name |
|---|---|
| Address | 201 COMMERCIAL CT, SEBRING, FL 33876-6524 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 24, 2017 |
| Property Address | 408 RIVER DR, SEBRING, FL 33875-6602 |
| Document Number | 0001847209 |
| Book / Page | 002572 / 001067 |
| Instrument Date | Mar 02, 2017 |
| Instrument | 1847209 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12385 US HIGHWAY 98 SEBRING FL 338769001, SEBRING, FL 33876-9001 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,580 (+5.99%) | $201,541 (+1.33%) Land $30,000 Building $171,541 | |
| 2024 | $1,191.00 (+3.84%) | ||
| 2023 | $1,147.00 (-47.43%) Homeowner's exemption | $100,559 (-25.22%) | $198,890 (+47.91%) Land $30,000 Building $168,890 |
| 2022 | $2,182.00 | $134,467 Land $30,000 Building $104,467 | $134,467 Land $30,000 Building $104,467 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559614021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Conexon Connect | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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