424 Pine Bluff Dr, Chattanooga, TN 37412 Property Records

Hamilton County property record for 424 Pine Bluff Dr, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,520 sqft · built 1979
Lot Size	0.474 acres (20,652 sqft)
Owner	2 Individual Names on File
Last Sale	$211,500 (May 2016)
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170J B 043.24`

Property Details

APN / Parcel Number

Primary APN	`170J B 043.24`
Alternative APN	`0000116916`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,652 sqft (0.474 acres)
Lot Dimensions	168 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000116916
Street Address	424 PINE BLUFF DR
City	CHATTANOOGA
State	TN
Zip	37412-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 5 PINE RIDGE ESTATES PB 32 PG 99
Legal Subdivision	PINE RIDGE ESTATES
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1006
Census Tract	11442

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	424 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 31, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 2, 2016 · Amount on Record
Deed Sale	May 2, 2016 · Amount on Record
Prior Sale	Dec 16, 1997 · Amount on Record
Deed Document Number	2016166
Deed Book / Page	10731 / 511
Prior Transfer Date	Nov 3, 1999
Prior Transfer Doc	0054970712
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	424 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144
Document Number	1021000038
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	424 PINE BLUFF DR CHATTANOOGA TN 374124144, CHATTANOOGA, TN 37412-4144

Mortgage

Document Number	1021000038
Date	Oct 21, 2019
Book Page	011793/000748
Instrument	191021000038

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	424 PINE BLUFF DR, CHATTANOOGA, TN 37412-4144
Document Number	0000000078
Book / Page	011125 / 000750
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	424 PINE BLUFF DR CHATTANOOGA TN 374124144, CHATTANOOGA, TN 37412-4144

Mortgage

Document Number	0000000078
Date	Aug 10, 2017
Book Page	011125/000750
Instrument	78

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00 (-6.86%)	$99,450 (+37.5%)	$397,800 (+37.5%) Land $60,000 Building $337,800
2024	$1,618.00 (-36.07%)	$72,325 (-)	$289,300 (-) Land $60,000 Building $229,300
2023	$2,531.00	$72,325 (-)	$289,300 (-) Land $60,000 Building $229,300
2022	$2,531.00	$72,325	$289,300 Land $60,000 Building $229,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1982–2009)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2009 · river or lake flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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