424 Opal Dr, Mansfield, OH 44907 Property Records

Richland County property record for 424 Opal Dr, Mansfield, OH 44907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 966 sqft · built 1957
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Oct 2021)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-90-006-17-000`

Property Details

APN / Parcel Number

Primary APN	`028-90-006-17-000`
Alternative APN	`04412`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	690 sqft
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum Siding
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Poultry House	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	424 OPAL DR
City	MANSFIELD
State	OH
Zip	44907-1474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21325 50 X 140 OPAL DR
Legal Subdivision	MANSFIELD
Jurisdiction	RICHLAND OH
Township / Civil Division	MANSFIELD
Census Block Group	1
Census Block	1018
Census Tract	1000

Owner

424 Opal Dr is owned and occupied by an individual who bought it in October 2021.

Source: Richland County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	424 OPAL DR, MANSFIELD, OH 44907-1474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 19, 2021	Warranty Deed, Transfer · FHA Mortgage LENDUS LLC
May 2, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	202114851
Deed Book / Page	2941 / 186
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Recording Date	Aug 17, 2026
Property Address	424 OPAL DR, MANSFIELD, OH 44907-1474
Document Number	0000009632
Book / Page	3046 / 4492
Instrument Date	Aug 11, 2026
Instrument	20269632
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 OPAL DR, MANSFIELD, OH 44907-1474

Mortgage

Document Number	0000009632,
Date	Aug 17, 2026
Book Page	3046/4492
Instrument	20269632

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Oct 19, 2021
Property Address	424 OPAL DR, MANSFIELD, OH 44907-1474
Document Number	2941/186
Book / Page	2941 / 186
Map Reference	VOL 16 PG 14
Instrument Date	Oct 11, 2021
Instrument	202100014851
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4 24 OPAL DRIVE, MANSFIELD, OH 44907

Mortgage

Document Number	202100014852
Date	Oct 19, 2021
Instrument	202100014852

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	May 2, 2017
Property Address	424 OPAL DR, MANSFIELD, OH 44907-1474
Document Number	02537/0832
Book / Page	2537 / 0832
Map Reference	VOL16 PG14
Instrument Date	May 1, 2017
Instrument	201700005356
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BARRISTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700005357
Date	May 2, 2017
Instrument	201700005357

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 424 Opal Dr was $1,139 with a homeowner's exemption, up 0.1% from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
Municipality	Mansfield City
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,139.00 (+0.09%)	$28,870 (-) Land $3,350 Building $25,520
2024	$1,138.00 (-2.15%) Homeowner's exemption	$28,870 (-) Land $3,350 Building $25,520
2023	$1,163.00 (+19.4%) Homeowner's exemption	$28,870 (+29.46%) Land $3,350 Building $25,520	$82,500 Land $9,580 Building $72,920
2022	$974.00 Homeowner's exemption	$22,300 Land $2,860 Building $19,440
2020			$63,690 Land $8,160 Building $55,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 Opal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 424 Opal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANSFIELD CITY serves 51,000 people · EPA ID OH7002914
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025 Turbidity resolved · Jan 2025
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Jan 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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