401 Opal Dr, Mansfield, OH 44907 Property Records

Richland County property record for 401 Opal Dr, Mansfield, OH 44907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 966 sqft · built 1957
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Sep 2019)
Tax Bill	$873 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-90-047-06-000`

Property Details

APN / Parcel Number

Primary APN	`028-90-047-06-000`
Alternative APN	`04431`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	966 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	122 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	22 sqft
Patio Area	72 sqft
Poultry House	39 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 OPAL DR
City	MANSFIELD
State	OH
Zip	44907-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21335 54.7 X 122
Legal Subdivision	DIAMOND HILLS ADDITION NO 2
Jurisdiction	RICHLAND OH
Township / Civil Division	MANSFIELD
Census Block Group	1
Census Block	1005
Census Tract	1000

Owner

Source: Richland County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 OPAL DR, MANSFIELD, OH 44907-1453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 19, 2019	Fiduciary Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	201910623
Deed Book / Page	2729 / 656
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Recording Date	Sep 18, 2026
Property Address	401 OPAL DR, MANSFIELD, OH 44907-1453
Document Number	0000011053
Book / Page	3048 / 1310
Instrument Date	Sep 12, 2026
Instrument	202611053
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 OPAL DR, MANSFIELD, OH 44907-1453

Mortgage

Document Number	0000011053,
Date	Sep 18, 2026
Book Page	3048/1310
Instrument	202611053

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 19, 2019
Property Address	401 OPAL DR, MANSFIELD, OH 44907-1453
Document Number	02729/0656
Book / Page	2729 / 0656
Instrument Date	Sep 16, 2019
Instrument	201900010623
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 OPAL DR, MANSFIELD, OH 44907-1453

Mortgage

Document Number	201900010624
Date	Sep 19, 2019
Instrument	201900010624

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
Municipality	Mansfield City
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$873.00 (+0.11%)	$22,130 (-) Land $3,310 Building $18,820
2024	$872.00 (-2.13%) Homeowner's exemption	$22,130 (-) Land $3,310 Building $18,820
2023	$891.00 (+23.41%) Homeowner's exemption	$22,130 (+33.96%) Land $3,310 Building $18,820	$63,240 (+34.04%) Land $9,460 Building $53,780
2022	$722.00 Homeowner's exemption	$16,520 Land $2,820 Building $13,700
2020			$47,180 Land $8,050 Building $39,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANSFIELD CITY serves 51,000 people · EPA ID OH7002914
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025 Turbidity resolved · Jan 2025
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Jan 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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