424 NE 4th St, Stuart, IA 50250 Property Records

Guthrie County property record for 424 NE 4th St, Stuart, IA 50250

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,118 sqft · built 1900
Lot Size0.289 acres (12,600 sqft)
Owner2 Individual Names on File
Tax Bill$1,464 (2025)
Deeds & MortgagesSep 2019 Refinance
Apr 2017 Transfer
APN0001341800

Property Details

APN / Parcel Number

Primary APN0001341800

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
Basement Area559 sqft
Unfinished Basement1,118 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,600 sqft (0.289 acres)
Lot Dimensions90 ft deep x 140 ft wide
Garage TypeMixed
Garage Area400 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area32 sqft
Patio Area288 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address424 NE 4TH ST
CitySTUART
StateIA
Zip50250-2090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description01 LOT 1 & N 1/2 L 2 BLK 01
Legal Block1
Legal Lot Number1
JurisdictionGUTHRIE IA
Township / Civil DivisionSTUART
Census Block Group2
Census Block2090
Census Tract950300

Owner

424 NE 4th St is owned and occupied by two individuals who acquired it in March 2017.

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address424 NE 4TH ST, STUART, IA 50250-2090
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST STATE BANK
Apr 3, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 31, 2017
Transfer Doc2017/0770
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUTHRIE IA
Property Address424 NE 4TH ST, STUART, IA 50250-2090
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20192851
DateSep 26, 2019
Instrument2019-2851
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term61 Months
DueOct 1, 2024

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGUTHRIE IA
Recording DateApr 3, 2017
Property Address424 NE 4TH ST, STUART, IA 50250-2090
Document Number2017/0770
Book / Page2017 / 0770
Instrument DateMar 31, 2017
Instrument2017-0770
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address424 NE 4TH ST, 424, STUART, IA 50250-2090

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address424 NE 4TH ST, STUART, IA 50250-2090

Tax Assessment & Valuation

The 2025 property tax bill for 424 NE 4th St was $1,464 with a homeowner's exemption, up 42.7% from the year before.

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyGuthrie County
MunicipalityStuart City
Unified School DistrictWest Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$104,000 (-) Land $19,600 Building $84,400$104,000 (-) Land $19,600 Building $84,400
2025$1,464.00 (+42.69%) Homeowner's exemption$104,000 Land $19,600 Building $84,400$104,000 Land $19,600 Building $84,400
2024$1,026.00
2023$70,300 (+19.15%) Land $15,800 Building $54,500$70,300 Land $15,800 Building $54,500
2022$974.00 Homeowner's exemption$59,000 Land $15,800 Building $43,200
2021$59,000 Land $15,800 Building $43,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 424 NE 4th St; there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimJun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 NE 4th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART WATER SUPPLY
serves 1,814 people · EPA ID IA0180001
Water SourcePurchased surface water from XENIA RWD (DES MOINES)
Last State InspectionJan 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Coon Valley Co-op Telephone Association
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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