415 NE 4th St, Stuart, IA 50250 Property Records

Guthrie County property record for 415 NE 4th St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,244 sqft · built 1967
Lot Size	0.187 acres (8,125 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jun 2026)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2018 Mortgage + 1 more
APN	`0001374700`

Property Details

APN / Parcel Number

Primary APN	`0001374700`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
Basement Area	1,244 sqft
Unfinished Basement	1,244 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,125 sqft (0.187 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	415 NE 4TH ST
City	STUART
State	IA
Zip	50250-2090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 COX & CRANDALLS
Legal Subdivision	COX AND CRANDALLS ADDITION
Legal Lot Number	4
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2033
Census Tract	950300

Owner

415 NE 4th St is owned and occupied by two individuals who bought it in June 2026.

Source: Guthrie County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 NE 4TH ST, STUART, IA 50250-2090
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage MIDWEST FAMILY LENDING CORPORATION
Mar 30, 2018	Deed of Trust, Mortgage CMG MORTGAGE INC
Mar 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Mar 30, 2018 · Amount on File
Deed Document Number	20261615
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Jun 30, 2026
Property Address	415 NE 4TH ST, STUART, IA 50250-2090
Document Number	0000001615
Instrument Date	Jun 27, 2026
Instrument	20261615
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,239.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 NE 4TH ST, STUART, IA 50250-2090

Mortgage

Document Number	0000001616,
Date	Jun 30, 2026
Instrument	20261616

Lender

Name	MIDWEST FAMILY LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000001620,
Date	Jun 30, 2026
Instrument	20261620

Lender

Name	IOWA FINANCIAL AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	415 NE 4TH ST, STUART, IA 50250-2090
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000782
Date	Mar 30, 2018
Book Page	0000002018/0000000782
Instrument	2018-0782

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Mar 30, 2018
Property Address	415 NE 4TH ST, STUART, IA 50250-2090
Document Number	2018/781
Book / Page	2018 / 781
Instrument Date	Mar 5, 2018
Instrument	2018-0781
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 NE 4TH ST, STUART, IA 50250-2090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 415 NE 4th St was $2,716, down 8.9% from the year before.

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,600 (-) Land $14,500 Building $158,100	$172,600 (-) Land $14,500 Building $158,100
2025	$2,716.00 (-8.86%)	$172,600 Land $14,500 Building $158,100	$172,600 Land $14,500 Building $158,100
2024	$2,980.00
2023		$174,300 (+29.49%) Land $11,300 Building $163,000	$174,300 Land $11,300 Building $163,000
2022	$2,614.00	$134,600 Land $11,300 Building $123,300
2021			$134,600 Land $11,300 Building $123,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 415 NE 4th St; there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 NE 4th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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