St. Charles County property record for 424 N 2nd St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 4 bd · 2 ba · 2,462 sqft · built 1890 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $247,000 (Aug 2010) |
| Tax Bill | $6,555 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 003090A000 |
| Primary APN | 003090A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,462 sqft Gross Area |
| 1st Floor Area | 2,462 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Mansard |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 2,200 sqft |
| Porch | Open Porch |
| Porch Area | 138 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 003090A000 |
|---|---|
| Street Address | 424 N 2ND ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2017 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AA4 |
| Legal Description | PT BLK 35 |
| Legal Subdivision | CITY/STCHARLES |
| Legal Block | 35 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 310502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frenchtown Historic District listed 1991 · 206 contributing resources · NRIS 91000216 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
424 N 2nd St, a commercial property, is owned by a company that bought it in August 2010.
Source: St. Charles County records, as of September 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3452 MILLINGTON DR, SAINT CHARLES, MO 63301-8167 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2010 · Amount on File |
| Deed Sale | Aug 5, 2010 · Amount on File |
| Prior Sale | Dec 30, 2004 · Amount on File |
| Deed Document Number | 2010481980 |
| Deed Book / Page | 5425 / 815 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 424 N 2nd St was $6,555.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,408 (-) | $291,902 (-) Land $35,001 Building $256,901 | |
| 2025 | $6,555.00 | $93,408 | $291,902 Land $35,001 Building $256,901 |
| 2023 | $85,900 | ||
| 2022 | $268,439 Land $35,001 Building $233,438 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 424 N 2nd St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 17 (1980–2022) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Aug 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 424 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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