St. Charles County property record for 401 N 2nd St, Saint Charles, MO 63301 · Last verified April 2026
| Property Type | Commercial |
|---|---|
| Details | 2,634 sqft · built 1900 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Sep 2001) |
| Tax Bill | $4,142 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 005340A000 |
| Primary APN | 005340A000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,634 sqft Gross Area |
| 1st Floor Area | 1,874 sqft |
| Basement Area | 760 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Area | 1,874 sqft |
| Deck Area | Deck Area |
| Patio Area | 215 sqft |
| Sewer | Connected |
|---|
| Account Number | 005340A000 |
|---|---|
| Street Address | 401 N 2ND ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2016 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT CITY BLK 66 |
| Legal Subdivision | PARK CHAS SOUTH 04 |
| Legal Block | 66 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 310502 |
Source: St. Charles County records · APN 005340A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 N 2ND ST, SAINT CHARLES, MO 63301-2016 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2001 · Amount on Record |
| Deed Sale | Sep 19, 2001 · Amount on Record |
| Deed Document Number | 200179913 |
| Deed Book / Page | 2667 / 1946 |
| Last Transfer Date | Jul 07, 2016 |
| Transfer Doc | 0065710731 |
| Record Updated | Jun 08, 2026 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,142.00 (+1.59%) | $59,032 (+3.76%) | $184,473 (+3.75%) Land $108,240 Building $76,233 |
| 2024 | $4,077.00 | ||
| 2023 | $56,895 | ||
| 2022 | $177,797 Land $108,240 Building $69,557 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Nearby Flood Claims | 17 (1980–2022) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Aug 2022, tidal / storm surge |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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