424 Montecito Ave, Monterey, CA 93940 Property Records

Monterey County property record for 424 Montecito Ave, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,106 sqft · built 1980
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on Record
Last Sale	$785,000 (Oct 2019)
Tax Bill	$9,985 (2025)
Deeds & Mortgages	Dec 2021 Transfer Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-062-009-000`

Property Details

APN / Parcel Number

Primary APN	`013-062-009-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,106 sqft Living Area
1st Floor Area	2,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	424 MONTECITO AVE
City	MONTEREY
State	CA
Zip	93940-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE GROVE LOTS 2 & 4 BLK 19
Legal Subdivision	DEL MONTE GROVE
Legal Block	19
Legal Lot Number	2,4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4007
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	424 MONTECITO AVE, MONTEREY, CA 93940-3841
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Intrafamily Transfer, Transfer
Oct 18, 2019	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
Oct 13, 2017	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	201949108
Last Transfer Date	Nov 24, 2021
Transfer Doc	0000085186
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 22, 2021
Property Address	424 MONTECITO AVE, MONTEREY, CA 93940-3841
Document Number	0000085186
Map Reference	MB 1 PG 31
Instrument Date	Nov 24, 2021
Instrument	2021085186
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	424 MONTECITO AVE, MONTEREY, CA 93940-3841

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 18, 2019
Property Address	424 MONTECITO AVE, MONTEREY, CA 93940-3841
Document Number	0000049108
Instrument Date	Oct 8, 2019
Instrument	49108
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	CHICAGO TITLE SALINAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$863.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6884 BURNSIDE DR SAN JOSE CA 951202132, SAN JOSE, CA 95120-2132

Mortgage

Document Number	49109
Date	Oct 18, 2019
Instrument	49109

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 13, 2017
Property Address	424 MONTECITO AVE, MONTEREY, CA 93940-3841
Document Number	0000057298
Map Reference	MAP1 PG31
Instrument Date	Oct 11, 2017
Instrument	2017057298
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	424 MONTECITO AVE, MONTEREY, CA 93940-3841

Mortgage

Document Number	0000057299
Date	Oct 13, 2017
Instrument	2017057299

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$875,677 (+2%) Land $613,533 Building $262,144
2025	$9,985.00 (+10.15%)	$858,507 (+4.04%) Land $601,503 Building $257,004
2023	$9,065.00 (+1.39%)	$825,172 Land $578,147 Building $247,025
2022	$8,941.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

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