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245 Montecito Ave, Monterey, CA 93940 Property Records

Monterey County property record for 245 Montecito Ave, Monterey, CA 93940

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,203 sqft · built 1942
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Nov 2018)
Tax Bill$8,592 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013-031-019-000

Property Details

APN / Parcel Number

Primary APN013-031-019-000
Alternative APN
  • 013-031-019

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,203 sqft Living Area
1st Floor Area656 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,500 sqft (0.103 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Location & Zoning

Old Parcel Number013-031-019
Street Address245 MONTECITO AVE
CityMONTEREY
StateCA
Zip93940-3910
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLIVE OAKS PARK SE 45.2 FT OF NE 100 FT OF LOT 21 BLK 5
Legal SubdivisionLIVE OAKS PARK
Legal Block5
Legal Lot Number21
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group3
Census Block3002
Census Tract13300

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 2539, MONTEREY, CA 93942-2539
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 28, 2018Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2018 · Amount on Record
Deed SaleNov 28, 2018 · Amount on Record
Prior SaleNov 10, 2010
Deed Document Number201853996
Prior Transfer DateSep 9, 2010
Prior Transfer Doc0000066345
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address245 MONTECITO AVE, MONTEREY, CA 93940-3910
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 AIRPORT RD, MONTEREY, CA 93940-5421

Mortgage

Document Number0000074305
DateOct 29, 2021
Instrument2021074305
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateNov 28, 2018
Property Address245 MONTECITO AVE, MONTEREY, CA 93940-3910
Document Number0000053996
Instrument DateNov 20, 2018
Instrument2018053996
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 AIRPORT RD, MONTEREY, CA 93940-5421

Mortgage

Document Number0000053997
DateNov 28, 2018
Instrument2018053997
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$739,583 (+2%) Land $512,020 Building $227,563
2025$8,592.00 (+12.27%)$725,082 (+4.04%) Land $501,981 Building $223,101
2023$7,653.00 (+1.39%)$696,929 Land $482,490 Building $214,439
2022$7,548.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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